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Anyone try to get credit with either of these 2? Any idea what report they pull? Are they BK friendly?
Dell denied me 9 months after BK7. However, the next day I walked into circuit city, bought a wonderful Toshiba laptop that I am still using everyday 2+ years later, applied for a 0% interest Chase Circuit City card to put it on and was approved. The $1100 for the laptop was paid over 18 months with no interest. I haven't used the card since and the limit keeps going up.
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I recently was approved by Dell for a $1500 CL. They pulled Experian. Also, Dell Financial Services (who issues the credit) is affiliated with CitiBank.

Good info. I have seen Dell approve people 12 mos out of BK7. I am not sure about a BK13...

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