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Help with civil suit

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I received a summons in August. I had to answer the complaint in writing and this is what I sent to the court.

I dispute and request validation of alleged dept.

Please provide me the following

1. What the money you say I owe is for.

2. Explain and show me how you calculated what you say I owe.

3. Provide me with copies of any papers that show I agreed to pay what you say I owe.

4. Identify the original creditor.

5. Prove the statue of limitations has not expired on this account.

6. Show that you are licensed to collect in Indiana.

Provide me with your license numbers and registered agent

Now I received a discovery letter from the Plaintiff.

So now I'm not sure what to do.

Does anyone know Indiana laws? From what I read you have to ask the judge for discovery. Is this right?

The Plaintiffs lawyer is from Kentucky so the discovery says pursuant to kentucky rules of civil procedure. Do I have to go by Kentucky laws when I live and I'm being sued in Indiana?

I called the secretary of state office to see if they are licensed in Indiana and they said they have no listing.

I called the court house to see if the plaintiff sent more papers to the court and they didn't and she did tell me the judge did accept my letter as a answer so does the plaintiff have to answer my dispute?


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1. Who is suing you?

Asset Acceptance

2. For how much?

$1881.39 plus 8% per annum from June 2 2007

3. Who is the original creditor?

Ge Capital - Lowe's Credit Card

4. How do you know you are being sued?


5. How were you served? Were you served?

Sheriff. Yes I was served

6. What was your correspondence (if any) with the people suing you before you think you were being sued?


7. Where do you live?


8. When is the last time you paid on this account?

Around January 2004

9. What is the status of your case (if anything has been opened)? You can find this by a) calling the court or B) looking it up online (many states have this information posted daily).

Not sure the only thing is the judge accepted my response

10. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?)


11. Did you request debt validation before the suit was filed? If not, don't bother doing this now.


12. Does your summons require a response? (Look hard!) If you don't get a questionnaire with your summons, you are still probably required to answer it in writing. If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit?

Yes did that.

1. The plaintiff owns and is the holder of an account due and owing by the defendant and is the assignee of Ge Capital - Lowe's credit card

2. The defendant is indebted to the plaintiff in the amount of $1881.39 as evidenced by the attachment hereto referenced as exhibit A.

13. What evidence did they send with the summons? An affadavit? A statement from the OC? Anything else they attached as exhibits?

Statement of account from asset acceptance

14. What is the SOL on the debt?

6 Years

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