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I think I messed up the 1-2 punch!

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I was looking at my CR and lo and behold I find a collection for CBCS! It's not mine though. It's for South Jersey Gas that opened in 2004; I never had gas in NJ and also I didn't live in NJ at that time; I moved down south in 2003. In a panic, I called TU and now they have a dispute for it. When I hung up the phone, I realized I should have DV'd the CA 1st...

Did I mess up?

Looking at the account again, I notice there isn't a "balance due", just a high balance of over $800.....

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