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1. I have a Chargeoff that Transunion lists "estimated date of removal" as July 2007. I recently got my credit report and Transunion still shows the chargeoff. What should I do?

2. I received a letter from NCO Financial that they have instructed all 3 CRAs to remove an entry, but the entry still shows on my Transunion report. Should I send a copy of NCO's letter to Transunion and file a complaint with the FTC?

Thanks.

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Welcome to the forums! :)

1. As far as the chargeoff, you can easily dispute that because of the date.

2. As far as the NCO account, I would write a dispute letter to the CRA's with a copy of the NCO letter...Don't forget to send CMRRR!

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Welcome to the forums! :)

1. As far as the chargeoff, you can easily dispute that because of the date.

2. As far as the NCO account, I would write a dispute letter to the CRA's with a copy of the NCO letter...Don't forget to send CMRRR!

Well said!

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