Jump to content

Mann Bracken calls this validation??? Input needed


Recommended Posts

these folks signed for my dv on 8/27/07 & I just heard from them today. I don't think this is enough

sorry I don't have a scanner!!

1st page is a nice letter saying this is is in response to your request for validation

2nd page says Basic Account Information then

primary card holder:me

ss#:is correct

address:this is interesting, I moved in June & they list the addy before my new one. when I talked to one of their reps in Aug (right before I found this site) I gave her my new one & she sd they had to use the one were the acct originated. I opened this acct right before I left Cali last year

acct#:correct

date opened:correct

Credit product type:cc

date of charge off 6/29/07

total c/o amt: 6402.53

amt of principle charge off:saa

Interest due at c/o:0

last pmt made to chase bank:11/6/07 (correct)

then it says

Name of Present Creditor:chase bank....can that be right? If chase sold it it would belong to MB right?

3rd page says Detailed Account Info:

my name

Unliquidated Claims for Fees, Costs or other ancillary relief. Please not that if we have not filed claim against you and your fees and costs are $0.00, this could cahnge at the Arbitrators discretion.

amt of principle charge off:6402.53

Interest due at c/o:0

a.Attorney's fees: $0 (if awarded by arbitrator)

b.Court Costs: $0(total to date)

c.Interest $0(total to date)

total amount of payments sin 8/6/07 $0

Total of Balance & all anicillary relief: 6402.53

Present interest rate:0%

Default ccontract interest rate: Y or N (nothing is circled)

Statutory Pre-Judgement Interest Rate: Y or N (nothing circled)

Per Diem: 0.00%

Application: Y or N

Statements: Y or N

Date range of statements:

System notes:

Previous correspondence:

Arbitration awards or legal documents:

nothing circled or noted on any of these

Response to Specific Inquiry or Dispute:

under this there are 4 balnk lines, they wrote nothing on them

this document is signed by Jaqueline Galindo, authorized rep chase bank usa, n.a. and was notorized in the state of TX Bexar county

I live in AZ

at the bottom it has the mini miranda and says mann bracken with their hours listed

I sent them the form letter on this site, I don't use that one any more

They haven't proved anything I can see nor their right to collect it

If I'm wrong please tell me

sorry this is so long I just wanted you to see the whole thing

so how do I respond??? I have no money to pay them

the best thing is I didn't have an anxiety attack when I saw this in my mailbox thanks to what I've learned here from everybody!!!

Link to comment
Share on other sites

ok, maybe I said that wrong and quite possibly I missed something. They have shown no original documents & how does that validate that I owe it and they have the right to collect it?

Also they list Chase as the present creditor does that mean I can try to deal w/them directly?

My other concern is that they are still using my old addy even though I verbally gave them the new one & used it on the dv. It's also on the green card I got back from the post office. If they try to serve me with the some kind of papers won't that prevent my getting them?

Sorry for this, I just do not know what my next step is. I want to send them another letter requesting more specific info but am not sure if that's the right thing to do.

Thanks again

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.