Jump to content

OC Investigation questions....


lovebug5
 Share

Recommended Posts

On August 28th, I sent an investigation request to an OC because all of my disputes with the CRA's were coming back as verified. I specifically cited the FCRA (Section 623) and my right to request an investigation and their requirement to reply within 30 days. Letter was sent CMRRR, letter arrived on August 31st and was signed for and obviously the green card is in my hands.

On October 10th, I found the information for the regional offices of the OC which cover Uzbekistan and sent them a nice little letter which basically stated that they didn't comply with the FCRA and that I was giving them an additional 7 days to rectify the situation. That day is today. Nothing in the mail, no phone calls ... Nothing.

So here's my question...

Do I contact the CRA's and let them know that I've requested an investigation on two different occasions, both of which have been ignored? Or do I skip that step for now and move forward with the BBB/FTC/AG?

Link to comment
Share on other sites

Let me know how that goes, as I am awaiting my response from the 2nd DV letter. They have until tuesday to respond (that makes 2 weeks from the day they signed for the letter).

The only thing is.. I thought the next step was to notify the CRA's that they have failed to respond therefore it should be removed from your CR.. ? Am I wrong?

Link to comment
Share on other sites

Let me know how that goes, as I am awaiting my response from the 2nd DV letter. They have until tuesday to respond (that makes 2 weeks from the day they signed for the letter).

The only thing is.. I thought the next step was to notify the CRA's that they have failed to respond therefore it should be removed from your CR.. ? Am I wrong?

See, I thought so too...But my issue is that I don't want the whole TL removed, just the late payments...And I'm nervous that the CRA's will remove the entire tradeline, so I'm trying to go the corporate route instead. :confused:

Link to comment
Share on other sites

Guest
This topic is now closed to further replies.
 Share

×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue.. For more information, please see our Privacy Policy and Terms of Use.