lovebug5 Posted October 17, 2007 Report Share Posted October 17, 2007 On August 28th, I sent an investigation request to an OC because all of my disputes with the CRA's were coming back as verified. I specifically cited the FCRA (Section 623) and my right to request an investigation and their requirement to reply within 30 days. Letter was sent CMRRR, letter arrived on August 31st and was signed for and obviously the green card is in my hands.On October 10th, I found the information for the regional offices of the OC which cover Uzbekistan and sent them a nice little letter which basically stated that they didn't comply with the FCRA and that I was giving them an additional 7 days to rectify the situation. That day is today. Nothing in the mail, no phone calls ... Nothing.So here's my question...Do I contact the CRA's and let them know that I've requested an investigation on two different occasions, both of which have been ignored? Or do I skip that step for now and move forward with the BBB/FTC/AG? Link to comment Share on other sites More sharing options...
Moriah4 Posted October 17, 2007 Report Share Posted October 17, 2007 Hit "em all at the same time. See what shakes out. Blessings Moriah Link to comment Share on other sites More sharing options...
ABaldbrotha Posted October 17, 2007 Report Share Posted October 17, 2007 (edited) I agree, but I start with BBB first, then work my way up to AG, and FTC.________Large Breasts Riding Edited May 15, 2011 by ABaldbrotha Link to comment Share on other sites More sharing options...
lovebug5 Posted October 19, 2007 Author Report Share Posted October 19, 2007 BBB complaint filed today. Hopefully this will get me the right results. Link to comment Share on other sites More sharing options...
conner Posted October 19, 2007 Report Share Posted October 19, 2007 Let me know how that goes, as I am awaiting my response from the 2nd DV letter. They have until tuesday to respond (that makes 2 weeks from the day they signed for the letter).The only thing is.. I thought the next step was to notify the CRA's that they have failed to respond therefore it should be removed from your CR.. ? Am I wrong? Link to comment Share on other sites More sharing options...
lovebug5 Posted October 19, 2007 Author Report Share Posted October 19, 2007 Let me know how that goes, as I am awaiting my response from the 2nd DV letter. They have until tuesday to respond (that makes 2 weeks from the day they signed for the letter).The only thing is.. I thought the next step was to notify the CRA's that they have failed to respond therefore it should be removed from your CR.. ? Am I wrong?See, I thought so too...But my issue is that I don't want the whole TL removed, just the late payments...And I'm nervous that the CRA's will remove the entire tradeline, so I'm trying to go the corporate route instead. Link to comment Share on other sites More sharing options...
conner Posted October 19, 2007 Report Share Posted October 19, 2007 Ahhh.. Well I want mine removed because it is my largest debt & if i don't have to pay it thats even better!Good luck.. and I can't wait till next week to be ablet o send the info the remaining 2 credit reports this account remains on! Link to comment Share on other sites More sharing options...
swirlgirl Posted October 19, 2007 Report Share Posted October 19, 2007 Conner, getting a tradeline removed from your credit report does not eliminate your obligation to pay if it's a valid debt. They can still come after you in different ways. Link to comment Share on other sites More sharing options...
lovebug5 Posted October 19, 2007 Author Report Share Posted October 19, 2007 Ironically, I'm on the phone with a representative from the company in question right now. I can't tell if she's foreign or what, but she literally sounds like she's one of those automated systems... Link to comment Share on other sites More sharing options...
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