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How long after the 10 year date does it take for BK to fall off ?


stephpapapdakis
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It was filed on Sept. 1997. Sorry about the typo. So I guess I should dispute it right away. Thanks for the info. By the way, what will happen to my credit score after it falls off. I hear it will go down by alot. Also, if I reapply for a credit card say with American express which I was denied for due to BK will I stand a better chance of getting it now since the BK is off my record or since I applied in the past and they know I had a BK will the automatically deny me?

Thanks

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It COULD go down a few points, but shouldn't have much of a lasting effect.

American Express will NEVER give you another card of theirs unless you pay them what you owed them - and they legally cannot demand that money. They are well known for their black list.

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