deltatango500 Posted October 19, 2007 Report Share Posted October 19, 2007 Ok, so I DV'd AFNI. They received my DV on Monday, I disputed (via phone) on Wednesday...and these clowns verified on Thursday w/ Experian. Link to comment Share on other sites More sharing options...
virginiabound Posted October 19, 2007 Report Share Posted October 19, 2007 They did the same with my DH's account. They verified with the 3 CRAs within 3 or 4 days of receiving his dispute...but we didn't get anything from them until the 30 days was pretty much up, and they stated they needed info from us to investigate. We then sent back a letter saying they could verify with the CRAs on such and such date, but can't validate to us? Either validate properly or delete. They deleted within a week.Don't be surprised if you receive the same letter from them. Then just send the ultimatum letter. If they truly can't validate you should be good to go. Link to comment Share on other sites More sharing options...
deltatango500 Posted October 19, 2007 Author Report Share Posted October 19, 2007 I just got off the phone with experian, I asked how'd they verify or with whom did they contact, & she instructed me to contact the creditor at the address on file. Link to comment Share on other sites More sharing options...
sweetcheeks Posted October 19, 2007 Report Share Posted October 19, 2007 thanks VB after disputing the second time , i got the need more info letter in last nights mail. will follow yoiur advice and let you know how it goes Link to comment Share on other sites More sharing options...
virginiabound Posted October 19, 2007 Report Share Posted October 19, 2007 thanks VB after disputing the second time , i got the need more info letter in last nights mail. will follow yoiur advice and let you know how it goesHere's the ultimatum that I wrote for to send to AFNI:AFNI, IncP.O. Box 3427Bloomington, IL 61702September 5, 2007Re: Account# 2017******To Whom It May Concern,This is in regards to your letter dated August 21, 2007. I have no knowledge of this debt and request that you validate this debt as required by the FDCPA.If, as stated by your letter to me on August 21, 2007, you are unable to investigate and validate this dispute with me, then how were you able to verify this debt with Transunion on 08/01/07, Experian on 07/29/07 and Equifax on 08/01/07?I request that you either validate this debt to me properly within 15 days of receipt of this letter, or delete this information from Transunion, Experian and Equifax.Sincerely,DH of Virginiabound Link to comment Share on other sites More sharing options...
deltatango500 Posted October 19, 2007 Author Report Share Posted October 19, 2007 Oh, it's gets better. I just viewed my CR's on TC & get this, AFNI put a 90 day late on my Equifax. Are these guys nuts? Link to comment Share on other sites More sharing options...
sistagirl Posted October 26, 2007 Report Share Posted October 26, 2007 out of s.o.l. Link to comment Share on other sites More sharing options...
Amerikaner83 Posted October 28, 2007 Report Share Posted October 28, 2007 out of s.o.l....? Link to comment Share on other sites More sharing options...
Jules79 Posted October 30, 2007 Report Share Posted October 30, 2007 AFNI is on my list right now, too...I don't even owe any money (my account was paid in full at the end of my contract), I sent the bank statements proving it and they STILL keep reporting and verifying it with the CRAs...Grrr....Icing on the cake is that they are collecting for Dish Network- the devil himself.Jules Link to comment Share on other sites More sharing options...
deltatango500 Posted October 30, 2007 Author Report Share Posted October 30, 2007 AFNI is ridiculous. They've responded to my DV with "...we've notified the OC, & I should expect a letter from them." This is unacceptable, I want to call them and tell them a thing or two! Link to comment Share on other sites More sharing options...
Lyssarene Posted October 31, 2007 Report Share Posted October 31, 2007 just send them a letter on their violations again with a demand to delete. After 30 days plus, AFNI responded to my DV with a letter, on their letterhead stting who the debt was for etc and sttd this is the verification I requested. So another CMRRR went out to them advising of what i asked for, what is required and again.. I never had an account with this company so not sure how it is mine. We shall see Link to comment Share on other sites More sharing options...
Rick9972 Posted November 11, 2007 Report Share Posted November 11, 2007 VirginiaBound what was the outcome of your letter to AFNI? Got the same letter from AFNI for a account I never heard of.Thanks Link to comment Share on other sites More sharing options...
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