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Deleting Bankruptcies


Champion7
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As far as I know you can not get a bankruptcy off of your CR (I tried) until the reporting period is over for the type of BK filed. My chapter 13 just came off of my reports and that was from 2000. 7years ch13, up to 10 years ch7. The clock starts from the day the BK is approved by the court and recorded.

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TU deleted my last week and it was due to fall off April 2008. I did not want to wait that long so I disputed it saying "This is old, please deleted. I was shocked:shock: . Twice before it said "verified, no change". Maybe I got someone new working there. If I can get someone new at EQ and EX to do the same.

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Some people have succeeded in getting their BK's removed early. You must dispute ANYTHING about the BK tradeline that isn't correct. You might get lucky. However, it could come back since it's public record and you DID file.

Can't hurt to try the disputes.

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