myscoresawful Posted October 20, 2007 Report Share Posted October 20, 2007 ok, I sent a copy of my judgement showing the judge had dismissed it with prejudice and a letter asking them to remove the entry. (Cap1 is having a hard time licking their wounds and won't remove the entry on EX and EQ).They sent me a letter stating that the judgement I was disputing, was not on my CR. ( I NEVER, repeat NEVER mentioned anything about disputing a JUDGEMENT, they just didn't read the letter and ASSumed that was what it was about).So I called EQ and explained that they must have MISREAD (in a polite tone) and what the letter really had said. I told her that they had attempted to reage the debt by changing the DOLP to give it two more years on my report, when in fact, it should be off NOW by the correct DOLP even if I hadn't won in court.So today, I get a copy of my credit report from EQ stating that the DOLA (ACTIVITY!) had been verified! *BANGS MY HEAD ON THE KEYBOARD*the date of last PAYMENT!!! why can't they get anything right? Are they purposely trying to buy Crap 1 more time??!!Incidentally, the DOLA is 2/2001 and DOLP is showing 7/2002. Can they not see that those two dates contradict each other? The date of last activity can not be a 17 months BEFORE the date of last payment?!I am going to send another letter to Crap 1 on monday morning pointing this out, and then a few days later one to EQ doing the same because I have every last one of my statements, including the very last one where they noted closing the account and the DOLP is 12/04/2000. The date THEY closed the account was 2/2001.Anyone have any advice or suggestions to include or exclude from either of the letters? Link to comment Share on other sites More sharing options...
msekinah Posted October 20, 2007 Report Share Posted October 20, 2007 ok, I sent a copy of my judgement showing the judge had dismissed it with prejudice and a letter asking them to remove the entry. (Cap1 is having a hard time licking their wounds and won't remove the entry on EX and EQ).They sent me a letter stating that the judgement I was disputing, was not on my CR. ( I NEVER, repeat NEVER mentioned anything about disputing a JUDGEMENT, they just didn't read the letter and ASSumed that was what it was about).So I called EQ and explained that they must have MISREAD (in a polite tone) and what the letter really had said. I told her that they had attempted to reage the debt by changing the DOLP to give it two more years on my report, when in fact, it should be off NOW by the correct DOLP even if I hadn't won in court.So today, I get a copy of my credit report from EQ stating that the DOLA (ACTIVITY!) had been verified! *BANGS MY HEAD ON THE KEYBOARD*the date of last PAYMENT!!! why can't they get anything right? Are they purposely trying to buy Crap 1 more time??!!Incidentally, the DOLA is 2/2001 and DOLP is showing 7/2002. Can they not see that those two dates contradict each other? The date of last activity can not be a 17 months BEFORE the date of last payment?!I am going to send another letter to Crap 1 on monday morning pointing this out, and then a few days later one to EQ doing the same because I have every last one of my statements, including the very last one where they noted closing the account and the DOLP is 12/04/2000. The date THEY closed the account was 2/2001.Anyone have any advice or suggestions to include or exclude from either of the letters?I'D SEND THE CRA'S NUTCASE LETTERS WITH COPIES OF ALL MY PROOF. OR AN ITS (INTENT TO SUE) WITH ALL THE PROOF. I WOULD CC THE AG AND THE BBB IF I WERE YOU. I DO BELIEVE THEY LOOK UT FOR EACH OTHER AS YOU STATED. I RECEIVED MY VALIDATION FROM CAP1 AND IT DOESNT MATCH TO WHAT THEY ARE REPORTING TO THE CRA'S. HOPE THAT HELPS. Link to comment Share on other sites More sharing options...
Moriah4 Posted October 21, 2007 Report Share Posted October 21, 2007 If you won a lawsuite send the problem to the judge and let him hold them in contempt and see how they like that one...Use that in letter you send them. They are in contempt of coourt to continue reporting. I am with you they come up with some rediculous stuff at times...BlessingsMoriah Link to comment Share on other sites More sharing options...
momof5 Posted October 23, 2007 Report Share Posted October 23, 2007 vicki.banks@equifax.com Link to comment Share on other sites More sharing options...
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