sj145 Posted October 22, 2007 Report Share Posted October 22, 2007 I have been sending all of my letter with just certified mail (meaning no one has to sign for it). Is that good enough or should I get it with return signature. I am sure this will help some others also, thank you:D Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted October 22, 2007 Report Share Posted October 22, 2007 You should get a signature also. CMRRR or Priority with signature request are the best. Link to comment Share on other sites More sharing options...
WickeDay Posted October 22, 2007 Report Share Posted October 22, 2007 Isn't it really expensive to get signature certification? I have 15 letters total to send. But, I think just getting a receipt that it was delivered is only like a dollar or two more. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted October 22, 2007 Report Share Posted October 22, 2007 It's about $5.60, i believe, for priority signature request. about the same for CMRRR. Link to comment Share on other sites More sharing options...
WickeDay Posted October 22, 2007 Report Share Posted October 22, 2007 Okay, what do I do if I really don't have $75.00 right now? Are there any options? Link to comment Share on other sites More sharing options...
swirlgirl Posted October 22, 2007 Report Share Posted October 22, 2007 I always send mine certified without the return receipt. I get a confirmation number and I check it online at the USPS.com site. It costs $3.06 per letter. It's a little cheaper.If you truly cannot afford that, and if this is your FIRST round of disputes, then I would say just send them regular US mail. It will still get there and the CRAs will still investigate. The tricky part is when dealing with CAs. If there is an ongoing dispute, you can't prove that you sent them a letter.You can always send the second round of letters CMRR if you had to and you'll probably have to send fewer letters. Link to comment Share on other sites More sharing options...
WickeDay Posted October 22, 2007 Report Share Posted October 22, 2007 Thanks for the help! Maybe I'll choose some to send full certified and the others without. I have letters for the Bureau's, Agencies, and Original Collectors, any hints on which it would be best to send full certified and which I can get away without? Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted October 22, 2007 Report Share Posted October 22, 2007 Are they all to CA's? If they are the CRA's, I wouldn't send CMRRR to them, unless you ever plan on suing them. Suing the CRA's for any cause is usually rare. Link to comment Share on other sites More sharing options...
Hellard Posted October 22, 2007 Report Share Posted October 22, 2007 im doing the RR part online now too...its only 85 cents compared to the 2.50 or 2.60 charge for the green card..i made sure to ask the lady at the post office if the online signature is just as good if i end up in court.. i got a few looks from other customers he he Link to comment Share on other sites More sharing options...
aadam101 Posted October 22, 2007 Report Share Posted October 22, 2007 I only send really important things CMRR. The FIRST letters are always sent regular mail. For CA's I always send CMRR but for CRA's it's not always necessary. Link to comment Share on other sites More sharing options...
Recovering Attorney Posted October 22, 2007 Report Share Posted October 22, 2007 I send smply certified or priority w/ delivery confirmation. Who cares if Biff in the mail room signed for Citibank? You want to be able to show yo umailed it and when it got there, and certified and prioirty do that for you Link to comment Share on other sites More sharing options...
Hellard Posted October 22, 2007 Report Share Posted October 22, 2007 whats the cost for one letter your way Link to comment Share on other sites More sharing options...
lolah Posted October 22, 2007 Report Share Posted October 22, 2007 Also, if you really want to send ALL your letters certified - you can do one or two at a time. IMO, it's easier to keep track that way. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted October 22, 2007 Report Share Posted October 22, 2007 Also, if you really want to send ALL your letters certified - you can do one or two at a time. IMO, it's easier to keep track that way.sending more than 6 at a time is REALLY confusing, IMO, also and I've been doing this awhile now. Link to comment Share on other sites More sharing options...
rac Posted October 22, 2007 Report Share Posted October 22, 2007 I send CMRR to CA's and regular mail to CRA. Here is the cost breakdown. I also read somewhere on here not to sign letters to CA's because your sig may wind up on something you don't want it to.Postage .41Certified Fee 2.65Return Receipt 2.15 Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted October 22, 2007 Report Share Posted October 22, 2007 I also read somewhere on here not to sign letters to CA's because your sig may wind up on something you don't want it to.Yep, that's soo true! Link to comment Share on other sites More sharing options...
Freak Posted October 23, 2007 Report Share Posted October 23, 2007 Faxing is also another option. Most fax machines can provide delivery confirmation. I would start with a couple, and keep it simple especially if you just started. Link to comment Share on other sites More sharing options...
WickeDay Posted October 23, 2007 Report Share Posted October 23, 2007 Well, I changed my signature this year, so if it's tampered with, I think it will be kindof easy to prove. I went to the post office and decided to just do a certificate of mailing for $1.05 extra. I got a seperate card for each envelope that proves I mailed it to that address on this date. Then it was so easy to just attatch a post it sticker to each card that said what it was (DV/OC etc.) So, now if I get a response within the next 30-days, I will attatch it to that card, and follow the next steps and if in 30-days I have any cards without attatchments, I know who I haven't heard back from and for what account. FYI-The postal lady made a great point that because they have to verify the to and from address on the certificate before they postmark and give it to you as being the same as the one on the envelope, it is extremely difficult for anyone to say they never received it. So, in essence, the recipient more or less has to dispute with the post office, because the post office takes it right out of your hand and gives you confirmation that they'll deliver, so it's no longer your liability. It is between the recipient and the post office and on your end, it does hold up in a court of law. And, if the CA or OC really wants to go up against USPS, well thay are more than welcome! Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted October 23, 2007 Report Share Posted October 23, 2007 Faxing is also another option. Most fax machines can provide delivery confirmation. I would start with a couple, and keep it simple especially if you just started.I have successfully used a fax against a CA. Link to comment Share on other sites More sharing options...
lolah Posted October 23, 2007 Report Share Posted October 23, 2007 Yep, that's soo true!So, does this mean not to sign for certified mail from a CA? Or at least in a signature not your 'real' signature? Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted October 23, 2007 Report Share Posted October 23, 2007 So, does this mean not to sign for certified mail from a CA? Or at least in a signature not your 'real' signature?Just sign your last name or Jane/John Doe. lol Link to comment Share on other sites More sharing options...
lolah Posted October 23, 2007 Report Share Posted October 23, 2007 Just sign your last name or Jane/John Doe. lolWish I would have thought of that about a month ago... Link to comment Share on other sites More sharing options...
WickeDay Posted October 24, 2007 Report Share Posted October 24, 2007 The lady at the post office said that unless I am already involved in a lawsuit or am building the case for one currently, that for proof's sake, a certificate of mailing is fine and that it is admissable to a court of law. It was $1.05 extra, so I sent 15 letters for $20.00. Link to comment Share on other sites More sharing options...
sj145 Posted October 26, 2007 Author Report Share Posted October 26, 2007 So just so I have this all straight sending a letter certified without a return signature is just as good as sending it certified with a signature, thank you all for your help:D Link to comment Share on other sites More sharing options...
Textoy Posted October 26, 2007 Report Share Posted October 26, 2007 Something to ponder:Look through the posts on this site and count how many times a CA has said, "We sent you several letters already, not sending you another one." Now, if they are willing to lie about that, then why would they not be willing to lie about not recieving your mail. The certificate of mailing only says that you mailed them a letter (i.e. shows your good intentions). It does not mean they recieved it. A signed reciept says joe CA got it in his slimy paws at such and time on such and such day. The online USPS tracking number system allows you to discover early on what is going on with the mailing. Just had to dig up the correct address for a mailing because the one on the CR was 'moved, no forwarding address' (had to skip trace a CA, imagine that!). Personally, I sending 1 copy CMRR and 1 copy certificate of mailing. Overkill?, yes but my understanding is many CAs are refusing CMRR. Link to comment Share on other sites More sharing options...
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