zwiepak Posted October 22, 2007 Report Share Posted October 22, 2007 Ok, so, here's what I'm doing:Have a couple collection accounts I'm trying to get rid of...(lol, don't we all??)Anywho, I'm clearly out of my initial "30 day" window.At the beginning of every month, I'm going to dispute with CRA's, while at the same time, DV'ing the collectors.If the CRA's verify, I'm sending them the, "Oh, how did you verify this information?" letter.If the DV's either don't respond, or they send "something" other than full "validation and verification", I'm going to repeat this process for a few months, thereby racking up obvious violations to whatever the precise section of the FCRA(or the one that governs collections, FDCRA is it? I suck at acronyms!) is, THEN sue their arses in small claims.That about the general gist of it? Link to comment Share on other sites More sharing options...
rmuse00 Posted October 25, 2007 Report Share Posted October 25, 2007 Sounds just about right to me. Of course be sure to research the SOL and reporting details on the TL's as well. Link to comment Share on other sites More sharing options...
Bodhi Posted October 26, 2007 Report Share Posted October 26, 2007 Maybe you will win just by annoying the crap out of them! Link to comment Share on other sites More sharing options...
zwiepak Posted October 29, 2007 Author Report Share Posted October 29, 2007 LOL, thanks folks! Link to comment Share on other sites More sharing options...
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