Lilolas Posted October 23, 2007 Report Share Posted October 23, 2007 I'm in the midst of settling and getting a PFD with Wachovia Bank. I have been corresponding with Wachovia for the past few months. Initially, I was told my account was with Focus Recievables, however when I would attempt to correspond with Focus I was always routed to Wachovia. So after getting validation from Wachovia, I sent a letter of settlement. They have contacted me this morning; the weird thing is that they are telling me my account is no longer with them...it is with Focus Recievables. I let the representative know that I have tried to communicate with Focus in the past and was always routed back to Wachovia...she said they are a separate collection agency...I'm really confounded...Should I deal w/ Focus Recievables? They are not listed on my CRs...Wachovia is??? Any thoughts are greatly appreciated!!! Link to comment Share on other sites More sharing options...
trich701 Posted November 10, 2007 Report Share Posted November 10, 2007 I am going thru the same thing. Wachovia still owns the debt, but have assigned the collection agency to collect for them. I was advised by the collection agency that Wachovia would make the decision on to delete or not to delete, but it appears that Wachovia wants you to deal directly with the collection agency. What is your update if any? Link to comment Share on other sites More sharing options...
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