mlysa82 Posted October 23, 2007 Report Share Posted October 23, 2007 Thank you to everyone who makes this forum possible. I have been following along and trying to repair my credit for a few months now. I have a letter that I am sending to one of my former creditors to remove a 30 from my report. I only had the account for a short time and would prefer it to be deleted entirely. Thank you.(Note: Roadloans.com and Triad Financial is the same company)Dear Loan Administration,I have very much enjoyed being a client with Roadloans.com and appreciate all of the wonderful, prompt, and professional customer service your company has given me. I am now asking for just one more courtesy. As you can see in my account, I opened my account with Triad Financial in January 2006 and refinanced with Roadloans.com in January 2007. I paid my bill on time and in full each month. In May 2007, I again re-financed my car loan with Capital One Auto Finance. I began sending in my payments to Capital One Auto Finance in June 2007. Recently I pulled my Credit Report from each of the three major Reporting Agencies: Experian, Equifax and Transunion; much to my dismay, Roadloans.com had reported me 30 days late in June 2007 with my payment, however, subsequent months (July, August, September) had been reported “OK.” I am just asking that this mark be removed by Roadloans.comAt that time I also realized that I still owed $96 to my Roadloans.com account. I assume that Capital One Auto Finance made an error in their calculations and in no way did I fault Roadloans.com. I immediately paid the $96. I know that you are under no legal obligation to report to any agency. As this account is now closed and paid in full, I would like to ask, as a gesture of goodwill, that you delete my account from each of the three major Reporting Agencies: Experian, Equifax and Transunion.Thank you very much for your time and consideration and I hope to do business again with Triad Financial/Roadloans.com in the future. Sincerely yours,Enclosed is a copy of my Driver’s License for identity verification purposes. Link to comment Share on other sites More sharing options...
lolah Posted October 23, 2007 Report Share Posted October 23, 2007 Might want to delete your name and SSN off your post. Link to comment Share on other sites More sharing options...
Recovering Attorney Posted October 23, 2007 Report Share Posted October 23, 2007 I'd try to find teh name of the Roadloans CEO and address the letter to him. Sending it to "Loan Administration" probably means it will get sent to the circular file Link to comment Share on other sites More sharing options...
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