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Cap one DV?


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I have a chargeoff $2000.00 with Cap One still within SOL. I received a collection letter from Brachfeld Associates, I'm afraid to DV since most people say that Cap One keeps good records...I have no money to pay off the debt if they do provide proper verification. I hate this account because they update so often, and the amount keeps going up! Is there a way I can negotiate a payment I can afford? Will they work with me?

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