merkurfan Posted October 23, 2007 Report Share Posted October 23, 2007 So, to anwser the question as to how they report...Kay shows my balance I spent with them, lets say 1200, CL 1500, jared shows 0 balance, 1500 limit. I might go for the sterling tri-fecta and get one more line with them because it's a given I will get it and will help utilization.Both Kay and Jared are separate trade lines with different account numbers. Scoring models will pick them up as two separate accounts.For the record, my EX faco went down 10 points when the account hit. I expected this, as the accounts age my score will go up past what it was.Steerling bank pulled EQ for me when I applied online for both cards, my FICO was 545, my fako was 575. Link to comment Share on other sites More sharing options...
sgip2000 Posted October 23, 2007 Report Share Posted October 23, 2007 Both my Kay and Jared appeared on EX today. I made a purchase at Kay but my balance for both accounts still says "$0". Wonder if that won't be reported until the first statement. Link to comment Share on other sites More sharing options...
ribbit1072 Posted October 24, 2007 Report Share Posted October 24, 2007 They hit mine too. What is the "tri-fecta"? Who else is it? Link to comment Share on other sites More sharing options...
sgip2000 Posted October 24, 2007 Report Share Posted October 24, 2007 They hit mine too. What is the "tri-fecta"? Who else is it?After doing a little research, it appears that the 3rd company is in the UK. Looks like most of us are going to have to settle for 2 of the 3. Link to comment Share on other sites More sharing options...
myscoresawful Posted October 24, 2007 Report Share Posted October 24, 2007 ok, I know who Kay is, who is Jared?and did both of them pull only your EX when they ran your credit? Link to comment Share on other sites More sharing options...
sgip2000 Posted October 24, 2007 Report Share Posted October 24, 2007 ok, I know who Kay is, who is Jared?and did both of them pull only your EX when they ran your credit?JaredThey pulled EX and TU for me. Link to comment Share on other sites More sharing options...
Amerikaner83 Posted October 25, 2007 Report Share Posted October 25, 2007 they pulled EQ in Washington (only Jared, I don't need Kay as well ) Link to comment Share on other sites More sharing options...
merkurfan Posted October 25, 2007 Author Report Share Posted October 25, 2007 YOu can tri-fecta here in the us of a. Just google sterling jewelers. The carreers web site (I think it is steringcarreers.com) will have ALL the companies they own listed. Theres like 10 of them.I have Kay, Jerads, Goodmans (Gotta do that one in store) AND JR Robinson. Might as well take a 1500 dollar limit and make it look like 6 grand! Link to comment Share on other sites More sharing options...
isislc Posted October 25, 2007 Report Share Posted October 25, 2007 Mine hit yesterday as well but only with 2 of the 3, still waiting on EQ to show up. Kay pulled only my EQ report. I'm guessing that happened because of getting the inq deleted before the account posted to my reports. I thought that might happen. Link to comment Share on other sites More sharing options...
sgip2000 Posted October 25, 2007 Report Share Posted October 25, 2007 YOu can tri-fecta here in the us of a. Just google sterling jewelers. The carreers web site (I think it is steringcarreers.com) will have ALL the companies they own listed. Theres like 10 of them.I have Kay, Jerads, Goodmans (Gotta do that one in store) AND JR Robinson. Might as well take a 1500 dollar limit and make it look like 6 grand!Good info. Link to comment Share on other sites More sharing options...
Moneedshelp Posted October 25, 2007 Report Share Posted October 25, 2007 ok, I know who Kay is, who is Jared?and did both of them pull only your EX when they ran your credit?I applied for both, and they pulled all three of my reports. Initially only pulled one for the Kay card, then when I applied for jared, they pulled the other two. received the same limit on both. Both now reporting. Haven't purchased anything. Link to comment Share on other sites More sharing options...
sgip2000 Posted October 25, 2007 Report Share Posted October 25, 2007 Both reporting on EX as of today. Link to comment Share on other sites More sharing options...
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