mzsyd Posted October 25, 2007 Report Share Posted October 25, 2007 I work in a non profit org that help new refugees. My client have so much degos on her credit reports. They are all from 2000 including a judgement, chp.7, collections, and repos! The sad thing is she is a new refugee who just came to America in 2004! It's insane trying to help her clear this up, because she does speak English, and have no clue as to what all this is about. She was refused housing because of her credit report! We've tried calling the original creditors and they keep telling us to call EX even though they admit that her SSN is different then the person on their account records! We're getting the run around... Link to comment Share on other sites More sharing options...
sgip2000 Posted October 25, 2007 Report Share Posted October 25, 2007 If she's a refugee, how does she have a social security number? Link to comment Share on other sites More sharing options...
mzsyd Posted October 26, 2007 Author Report Share Posted October 26, 2007 They have permit to work number when they get here issued from Social Security. They have since became residents as of this year. Link to comment Share on other sites More sharing options...
Ranger41 Posted October 26, 2007 Report Share Posted October 26, 2007 Just start challenging all the derogatory items. They should come off...and if they don't you can DV, catch them making mistakes, and sue their socks off. Link to comment Share on other sites More sharing options...
sgip2000 Posted October 26, 2007 Report Share Posted October 26, 2007 It sounds like the Social Security Administration may have re-issued a SSN that belonged to someone else. Or someone has been using it for ID theft. Link to comment Share on other sites More sharing options...
Textoy Posted October 26, 2007 Report Share Posted October 26, 2007 One problem the CBs have had is file merging (records from person B being merged with person A). Happens because of simular/exact names or, 2 people at same address. Skip tracing links such things and can result in errors. This will unfortuantly be a long process wherein all documentation relating to when she arrived here will have to be used to demonstrate she is not the person indicated. In the credit community, you are guilty until you have served the sentence of the guilty as an innocent. Sad that she has been targeted so unfairly. Link to comment Share on other sites More sharing options...
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