sistagirl Posted October 26, 2007 Report Share Posted October 26, 2007 i tried signing up for True Credit svc. online...T/C wouldn't let me, i needed to verify my identity. they were going to send a pin# in the mail. Ok fair enough...today i received a ltr saying... Re: Unable to Locate Credit Report fair enough i know TU's goal is just maintain complete & accurate info. so I call to trouble shoot, where's pin #, credit rpt file, will i be charged, etc?I gave the csr my ssn# 3 times fair enough thats how they verify...The csr was able to locate a file for me, but needed to know if i was an lawyer...LOL...i asked WHY? he said for verification purposes...i said i don't understand the q...he then asked mam are you a attorney? he literally asked my if i was attorney 4 times...my reply was i can send you a fax with a copy of my ssn# & ID for verification if you need it...csr: we just need to know if you are an attorney. me: all i want is to see what's on my rpt...csr: mam we will send you a copy of your rpt within 7 business days...maybe this was a routine q for them, i'm a newbster so i thought it was weird...he could of just asked my occupation, i would have been glad to say "proud silent movie critic" fica3-07 EQU 5683-07 EXP 5173-07 TRU 473if you don’t stand for something, you will fall for anything… Link to comment Share on other sites More sharing options...
Gravity357 Posted October 26, 2007 Report Share Posted October 26, 2007 I'd said unemployed adult movie star just to see how they would repond. Knowing my luck though, they would have no sense of humor and my CR would be locked.... Link to comment Share on other sites More sharing options...
savymicheal Posted October 26, 2007 Report Share Posted October 26, 2007 Not unusual at all your identity must be identified for your security. They ask random questions based what is your credit at that particular credit bureau yes you must know what is in you report at all 3 three bureaus. If you dont know what is in your file then online access shoud be declined and a copy sent to the address they have on file. Once you receive the report you make sure you know what is on each file including particular spellings zip codes etc if you dont you will and should declined online access! Link to comment Share on other sites More sharing options...
sistagirl Posted October 26, 2007 Author Report Share Posted October 26, 2007 gotcha! i think i have an old fraud alert on their too...i was just shocked & amazed they thought lil ol me could be anything that reflects attorney...LOL:eek: Link to comment Share on other sites More sharing options...
Textoy Posted October 26, 2007 Report Share Posted October 26, 2007 If you have been disputing things and stiring the pot then your account maybe flagged. Link to comment Share on other sites More sharing options...
sistagirl Posted October 27, 2007 Author Report Share Posted October 27, 2007 i just applied for my RPT last week for the first time ever...it was like reading a foreign language...i believe i called them b4 in 2000 to put a fraud alret... Link to comment Share on other sites More sharing options...
Textoy Posted October 27, 2007 Report Share Posted October 27, 2007 ROFL You mean you actually understood that garble-d-goop rpt? THe reports from each CB looks different. One companies 3-1 looks different from another. One report will not contain line items from say EX that are on a report from another company. TL/CA listings only have partial account numbers. Some reports will list the contact numbers at the end but your expected to know how to map those names to accounts. Takes time to understand and even then you will find all the information you need is not there. I did discover IdentityMonitor does give account numbers. Still, one account on another CR was not listed on it. Link to comment Share on other sites More sharing options...
sistagirl Posted October 27, 2007 Author Report Share Posted October 27, 2007 naw i still barely understand it, thats why i'm always here:wink: the 3n1 i have is still foreign to me. i just requested my individuals...I have the EX already, i do want to sign up for a monitoring svc. so i will check that out.Thanks!fica3-07 EQU 5683-07 EXP 5173-07 TRU 473if you don't stand for something you will fall for anythingxangelx Link to comment Share on other sites More sharing options...
Recommended Posts