lavs412 Posted October 27, 2007 Report Share Posted October 27, 2007 Should I be concerned if an item on my credit report is marked "unrated"?Does this affect the score in anyway? If so, how do I get them to rate it?I have 4 accounts...all were paid in full....they were all good accounnt, never had ngeative marks and it is only TransUnion that has marked them this way. Link to comment Share on other sites More sharing options...
Amerikaner83 Posted October 27, 2007 Report Share Posted October 27, 2007 Unrated is a neutral tag. If you're SURE that they were all good, you can always request they update your report to show "paid or paying as agreed" Link to comment Share on other sites More sharing options...
lavs412 Posted October 27, 2007 Author Report Share Posted October 27, 2007 Ameri....but does it affect the score being neutral? Link to comment Share on other sites More sharing options...
Amerikaner83 Posted October 27, 2007 Report Share Posted October 27, 2007 Nope.Has no effect, good or bad. Link to comment Share on other sites More sharing options...
lavs412 Posted October 27, 2007 Author Report Share Posted October 27, 2007 Ahhh...then the hell with it.........I'll save a tree not having to back and forth with them!! LOLThanks Ameri!! Link to comment Share on other sites More sharing options...
Amerikaner83 Posted October 27, 2007 Report Share Posted October 27, 2007 hehe no prob.Well you know...I see it as a potentially good thing to have them report. Basically you have "free FICO" points in your hands here...and a stamp only costs 41 cents.I would write just a normal GW-like letter asking them to report the debt to "paid as agrees", "never late". That should give it the rating...and the FICO points too.No need to send CMRRR or anything - just a normal stamp. Link to comment Share on other sites More sharing options...
lavs412 Posted October 27, 2007 Author Report Share Posted October 27, 2007 I get it.......okay so I'll save the tree and use a branch............thats simple enough.............thanks Link to comment Share on other sites More sharing options...
Amerikaner83 Posted October 27, 2007 Report Share Posted October 27, 2007 Link to comment Share on other sites More sharing options...
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