prettykitty Posted October 31, 2007 Report Share Posted October 31, 2007 i received dunning ltr from CA on behalf of WAMU, so I counteracted with a DV ltr. they have not verified yet, but it's for overdraft charges, but the amount on the dunning is completely off (probably their CA fee's & interest). i'm willing to settle upon verification if they remove me from check sys & never rpt me to the 3 big. is this possible? if i settle can i include a do not send 1099 in my ltr? or is this too far fetched? Link to comment Share on other sites More sharing options...
razr Posted November 2, 2007 Report Share Posted November 2, 2007 Sure you can offer to pay for delete (PFD). It's what you should do. You want them to agree to:Remove any and all information furnished to any and all credit reporting agencies. Not sell, attempt to collect, or report this debt to any credit reporting agency, now or in the future.-r Link to comment Share on other sites More sharing options...
razr Posted November 2, 2007 Report Share Posted November 2, 2007 Oh and don't worry about the 1099 unless the forgiven debt is over $600.-r Link to comment Share on other sites More sharing options...
merkurfan Posted November 5, 2007 Report Share Posted November 5, 2007 I got a PFD from a CA collecting for a bank. I am *still* fighting with the oc (the bank) and checks trying to enforce the PFD.The debt was assigned to the CA, they where acting with full authority of the OC (the bank) or at least that is what my PFD said they where, and they signed it agreeing to my terms..I gotta call the bank tomorrow and kick them some more. I'll be a thorn in their side till I get my delete. Link to comment Share on other sites More sharing options...
prettykitty Posted November 7, 2007 Author Report Share Posted November 7, 2007 razr: the debt is like $200 bucks, so i guess that means the 1099 doesn't matter here. thanx for the heads up!merk: please let me know how the bank responds to your pfd from the CA. so when ur acct is just assigned (not purchased by a JDB), that means agreements made with that CA are held by OC also?i am uncomfortable dealing with this CA who says "we are your new creditors", sounds like a JDB. they have not responded to my DV ltr yet...-how do i know if the JDB is authorized to remove me from Chexsys? Link to comment Share on other sites More sharing options...
Recommended Posts