dinomosin Posted November 3, 2007 Report Share Posted November 3, 2007 I have a Credit One (600) at 75% and a Capital One (500) at about 42%. Would it be best to lower these balances and borrow a little more from my AMEX card (2000). I think I read that AMEX doesn't report your balance on Credit Reports. I don't see it on mine but have only had it about 2 months Link to comment Share on other sites More sharing options...
razr Posted November 3, 2007 Report Share Posted November 3, 2007 Ideally, you want your utilization at 30% or less. If I was in your shoes, I'd open a Kay Jewelers account. They'll give you a good credit limit which will help you now with utilization and in the future to get CCs with higher limits.-r Link to comment Share on other sites More sharing options...
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