needsomehelp Posted November 7, 2007 Report Share Posted November 7, 2007 most of my credit card debt is from department stores and my last payment was made in early 2003How can i get solid proof when was my last payment or when my SOL started?if in deed it has been 4 years can i just right to the CRA's and ask them to remove them? and forget about it? Link to comment Share on other sites More sharing options...
nascar Posted November 7, 2007 Report Share Posted November 7, 2007 if in deed it has been 4 years can i just right to the CRA's and ask them to remove them? and forget about it?Just because the SOL has run on the debt doesn't mean it must be deleted from your credit report. The account can remain on your report for 7+ years, even if you have an affirmative defense to collection. Link to comment Share on other sites More sharing options...
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