scottb99 Posted November 8, 2007 Report Share Posted November 8, 2007 Just got approved for a Navy Federal Credit Union Visa...Approved with a $6000 CL...Very sweet!!!! Link to comment Share on other sites More sharing options...
Amerikaner83 Posted November 8, 2007 Report Share Posted November 8, 2007 Very Sweet indeed! With those FICOs? DAMN! I'm impressed! Link to comment Share on other sites More sharing options...
isislc Posted November 8, 2007 Report Share Posted November 8, 2007 Very nice, gratz! Link to comment Share on other sites More sharing options...
ShortBus Posted November 8, 2007 Report Share Posted November 8, 2007 Who'd they pull? Link to comment Share on other sites More sharing options...
lhslancers Posted November 8, 2007 Report Share Posted November 8, 2007 Who'd they pull?Equifax. Congrats OP. Link to comment Share on other sites More sharing options...
scottb99 Posted November 8, 2007 Author Report Share Posted November 8, 2007 Very Sweet indeed! With those FICOs? DAMN! I'm impressed!That was the real shocker because I had just applied for a Cap 1 and was denied. I figured Cap 1 would be easy because my GF just got one and her credit is worse than mine, BK in 2005.....I figured what the heck apply for the Navy Federal Visa, I have been with them since 1987 and have had many loans all in good standing. Until I got this card, the only cards I had were an Orchard MC $700, a Hooters MC $1000 and a First Premiere $300, shutting down the First Premiere (high fees, low credit limit).Navy Federal pulls EQ, you have to be a member I'm pretty sure because on the application it asked for your access number. Link to comment Share on other sites More sharing options...
Amerikaner83 Posted November 9, 2007 Report Share Posted November 9, 2007 That makes sense. Now your CL makes more sense to me when I know you've had loans through them. I'm sure they weigh that just as, if not more, heavily then your FICO. Link to comment Share on other sites More sharing options...
Fizzle1979 Posted November 9, 2007 Report Share Posted November 9, 2007 Congrats. What ya buying? Link to comment Share on other sites More sharing options...
scottb99 Posted November 9, 2007 Author Report Share Posted November 9, 2007 Congrats. What ya buying?Nothing yet. The CC's I have I use for normal expenses, gas, etc then pay them in full each time. Eventually my plan is a new BMW when I can get a decent interest rate. Link to comment Share on other sites More sharing options...
Longshot Posted November 9, 2007 Report Share Posted November 9, 2007 Congrats. NFCU gave me my first "big" credit card as well. Go ahead and apply for their line of credit. I'm sure you have heard of the trifecta. You can do their visa, mastercard, and line of credit. If you get one, you're about 99.9% guaranteed to get the other two. I just did the line of credit when I got my visa. I was approved in a day for it. Link to comment Share on other sites More sharing options...
scottb99 Posted November 9, 2007 Author Report Share Posted November 9, 2007 Go ahead and apply for their line of credit. I'm sure you have heard of the trifecta. You can do their visa, mastercard, and line of credit. If you get one, you're about 99.9% guaranteed to get the other two. I just did the line of credit when I got my visa. I was approved in a day for it.Just applied for $5000 line of credit, instantly approved...thanks for the tip. Didn't want to try for more. Not sure if I am going for the MC or not, may wait awhile, my little burst of credit apps needs to come to a close so I can tackle the Inq's now. Link to comment Share on other sites More sharing options...
bigdaddyroy Posted November 9, 2007 Report Share Posted November 9, 2007 Congrats to all. Link to comment Share on other sites More sharing options...
Fizzle1979 Posted November 9, 2007 Report Share Posted November 9, 2007 Nothing yet. The CC's I have I use for normal expenses, gas, etc then pay them in full each time. Eventually my plan is a new BMW when I can get a decent interest rate.You getting a 3? 5? 6? or 7? Link to comment Share on other sites More sharing options...
scottb99 Posted November 9, 2007 Author Report Share Posted November 9, 2007 You getting a 3? 5? 6? or 7?Looking at a 328i. Link to comment Share on other sites More sharing options...
Amerikaner83 Posted November 10, 2007 Report Share Posted November 10, 2007 nice ride. Link to comment Share on other sites More sharing options...
lyle7289 Posted November 10, 2007 Report Share Posted November 10, 2007 Congrats!! Link to comment Share on other sites More sharing options...
2beDebtFreeinRI Posted November 13, 2007 Report Share Posted November 13, 2007 Thanks for telling me about the Navy Fed tripple crown.I have a Visa and a LOC...I applied and just got a Mastercard with a 5000 CL. I'm going to transfer my higher interest Chase and Hooters card balances Link to comment Share on other sites More sharing options...
scottb99 Posted November 29, 2007 Author Report Share Posted November 29, 2007 Applied for and approved for NFCU MC - $6000 CL....completes the trifecta. Now need to get those inq's off of EQ. Link to comment Share on other sites More sharing options...
Fizzle1979 Posted November 29, 2007 Report Share Posted November 29, 2007 Applied for and approved for NFCU MC - $6000 CL....completes the trifecta. Now need to get those inq's off of EQ.Congrats. I've always had too luck removing EQ Inq's. Let me know how it goes for you, I recently have one that didn't budge by the normal way I do it. Link to comment Share on other sites More sharing options...
scottb99 Posted November 30, 2007 Author Report Share Posted November 30, 2007 Congrats. I've always had too luck removing EQ Inq's. Let me know how it goes for you, I recently have one that didn't budge by the normal way I do it.The one other time I was successful at it was disputing online as normal putting the creditor name in and for account number putting "inquiry mm/dd/yy" without quotes, and then selecting not mine. I only did it once but removed the only 4 of them I had at the time. Now I have 4 more but am going to leave 1 of the NFCU for good measure. I just went online and did them today so I will see how it goes this time. Link to comment Share on other sites More sharing options...
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