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Question about letter from attorney


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About to send off dispute letters to two different law firms tomorrow (both representing LVNV). I was going over the original letter I received from one of the firms and noticed that it said the following;

'If you dispute the validity of the debt, or any portion thereof, we invite you to explain why. You are not under any duty to tell us anything, but if you decide to do so, we will take any information that you decide to provide to us into consideration in deciding whether or not the debt is valid."

Why would they include this? Are they expecting a dispute (and thusly prepared for one) or is this standard language for these types of letters?

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'If you dispute the validity of the debt, or any portion thereof, we invite you to explain why. You are not under any duty to tell us anything, but if you decide to do so, we will take any information that you decide to provide to us into consideration in deciding whether or not the debt is valid."

That is an interesting paragraph. Cleveryly tries to skirt around the required components of 1962g(a).

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