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CB reporting Timeline question


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I just got a notice from AFNI about an old LL phone from verizon, which I thought had been paid long ago,

Anyway how long do they have to still report it on my CR, I believe the DOLD was sometime between 1999 , 2000 at the latest

If it is within the time-frame, are they only allowed to report it for the remaining time frame or are they allowed to report for seven years from the time it is inserted.

course I am DVing them right away

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