oompaloompa Posted November 18, 2007 Report Share Posted November 18, 2007 Bear in mind I have only a total of 11 months credit history. Well, I already applied, and got denied for a citibank personal loan(that I was supposedly preapproved for), and a wells fargo student loan. I decided to try Bank of America as the last stop. Surprisingly enough, it said I was conditionally approved on the website after I applied. Well I sent in the application last tuesday, and yesterday i called in. They said that everything was done, and they were setting up to disburse funds next week!!!!!!!! The lady said quote on quote "i have never seen a faster approval in my time here". I replied that I know what underwriters look for, I'm a loan officer.But anyway, my scores were the ones at the bottom of my siggy when I applied, I was approved for $10,000, and the name of the loan was the Education Maximizer Student Loan from BOFA. Also, i currently bank and have credit with them, sure that helped.In closing, thank all of you that have contributed to my efforts. I have removed all my derogatorys, have prime credit cards with sweet terms and stupid big limits and am now a member of the 700 club. All in 11 months, all with your help. Link to comment Share on other sites More sharing options...
ShortBus Posted November 18, 2007 Report Share Posted November 18, 2007 Awesome! But you still have to stick around so you can share your tricks with the rest us! Link to comment Share on other sites More sharing options...
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