merkurfan Posted November 19, 2007 Report Share Posted November 19, 2007 It qualified me for a no questions asked freeze They are on ice now Link to comment Share on other sites More sharing options...
jwhite601 Posted November 20, 2007 Report Share Posted November 20, 2007 So when they freeze it, no data can be added,updated, or removed, is that right? How long does it freeze for? Would that make lenders pull from a different CRA or do they just deny you? Can they see your frozen score and file? Link to comment Share on other sites More sharing options...
merkurfan Posted November 20, 2007 Author Report Share Posted November 20, 2007 So when they freeze it, no data can be added,updated, or removed, is that right?Not quiet. if your a CA trying to collect on a LISTED account you can pull a soft, if your a current creditor you can pull a soft or post to a TL. I have a new auto loan coming, we'll see if it posts or not. it does however block all hards and softs from non-ca companies unless they are a current creditor How long does it freeze for?forever, or until I lift it either for a number of days or forever Would that make lenders pull from a different CRA or do they just deny you? Depends on the creditorCan they see your frozen score and file?Can't see squat. I have had EX on ice for a while now. When the dealer tried to pull it they just got a "report not avaliable" message. Link to comment Share on other sites More sharing options...
merkurfan Posted November 20, 2007 Author Report Share Posted November 20, 2007 SECURITY FREEZE: TRANSUNION REPORTS THAT YOU HAVE FROZEN YOUR CREDIT FILE FOR SECURITY PURPOSES. HOWEVER, THE FILE HAS BEEN DELIVERED TO YOU UNDER THE EXEMPTION PROVISIONS OF THE APPLICABLE LAW (PROVIDING A CONSUMER WITH A COPY OF HIS OR HER CREDIT REPORT UPON THE CONSUMER'S REQUEST)well.. I might not get ex on PM123, but I do get TU. Link to comment Share on other sites More sharing options...
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