ctfudge&bankofC-ville Posted November 20, 2007 Report Share Posted November 20, 2007 The hub has had a Target card for... not too long, I guess a year or so, and they finally offered him a Target Visa - it finally came in the mail, too. $1,000 limit and a rate of 19%, so not a great rate, but this is a major step up in his credit rebuilding.I have had a Sam's Club card since 2004 with a perfect record and they raised my limit, upon my request, 4 or 5 months ago. Since GE Money Bank services the Sam's card and the WalMart card, I applied for WalMart and/or WalMart Discover online. I thought I had the perfect reference through my Sam's card.They didn't even have to send me a paper letter, but rather an e-mail a day or two later saying I was denied because "unable to verify identity" and they also pulled an Equifax report, which I confirmed. WTF?!?!?! My name has not changed. They pulled my report. I've been their customer for 3+ years, in perfect standing.I printed and sent their rejection letter back to them, to the address provided, and included a letter explaining the situation and giving my Sam's Club Credit account number. We'll see what comes of it. I have no question - just wanted to share a weird experience. Link to comment Share on other sites More sharing options...
CleverCynic Posted November 20, 2007 Report Share Posted November 20, 2007 This has been a common phenomenon with recent GEMB applications. Many of us have had the same experience. Eventually someone will tell you that your score was too low and identity has nothing to do with it. You have to call walmart cs and ask for "fraud" to get to a GEMB rep. Let us know how it goes. Link to comment Share on other sites More sharing options...
chucksnee Posted November 21, 2007 Report Share Posted November 21, 2007 My experience with Wal-Mart, Wal-Mart or who ever holds there credit, has a "LIST" even if you have not had credit with them before they will instantly deny you?I cannot say why....I even worked at Wal-Mart for over 3 years and I could not cash a personnel check, I could cash my payroll check and use debit card and everything else.When I called to find out why, I was informed tht I was on a list....I treid to find out what list this was and I could not get anywhere..... Link to comment Share on other sites More sharing options...
CleverCynic Posted November 21, 2007 Report Share Posted November 21, 2007 that's a heck of an avatar there chucknsee... Link to comment Share on other sites More sharing options...
chucksnee Posted November 21, 2007 Report Share Posted November 21, 2007 Thanks, that my sister-in law.....I wish...............Got one of her running also in a skimpy top..... Link to comment Share on other sites More sharing options...
stefdr Posted November 21, 2007 Report Share Posted November 21, 2007 Has anyone else read "The Store" by Bentley Little? Reminds me strongly of Wal Mart.Chucksnee, do you have a larger copy of that picture? I just want to ummm....read whats on the shirt. Link to comment Share on other sites More sharing options...
CleverCynic Posted November 22, 2007 Report Share Posted November 22, 2007 Yeah Chucknsee, we're going to have to talk a little about how PM's work and the like... so you got a really cool brother that sends you pics of his wife while you're overseas????DETAILS! I don't want to know... but I HAVE to! Link to comment Share on other sites More sharing options...
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