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what good is a security freeze at ex??


merkurfan
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I slipped in the back door, and I am looking at the inqs to see if PM123 is still pulling (they are not, they are being rejected I guess) and what do I find???

CAPITAL ONE AUTO FIN Date: November 20, 2007

WTF!!!!!!! This thing is on ICE! I have NO credit accounts with crap1 one. I do have the prepaid debt card but that is NOT an extension of credit nor are they a "creditor" and that account does not even report.

I see they also allowed a credit card (that I called and canceled the day I found out the limit) post today.

I am on hold right now. 1-800 india is gonna get an ear full.

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hehehe I must be a special VIP guy at EX..... I got special handling when I called to raise heck.

because Crap1 pulled a INQ back in jan of 06, they are allowed in. I was like what kind of poo is that? she said "would you like to dispute this inq or any others?" I giggled and the first words out of my mouth where yes, all of them!" she said and I quote. "Ok, do you have a e-mail address to send the results to?"

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Well.. she didn't do exactly what I wanted.. but check this out.

CAPITAL ONE AUTO FINANCE

Date: September xx, 2006 Outcome: Deleted

CAPITAL ONE AUTO FINANCE

Date: September xx, 2006 Outcome: Deleted

CAPITAL ONE AUTO FINANCE

Date: September xx, 2006 Outcome: Deleted

CAPITAL ONE AUTO FIN

Date: January xx, 2007 Outcome: Deleted

CAPITAL ONE AUTO FIN

Date: January xx, 2007 Outcome: Deleted

CAPITAL ONE AUTO FIN

Date: April xx, 2007 Outcome: Deleted

CAPITAL ONE AUTO FIN

Date: August xx, 2007 Outcome: Deleted

CAPITAL ONE AUTO FIN

Date: September xx, 2006 Outcome: Deleted

CAPITAL ONE AUTO FIN

Date: November xx, 2007 Outcome: Deleted

CAPITAL ONE AUTO FIN

Date: November xx, 2007 Outcome: Deleted

CAPITAL ONE AUTO FIN

Date: September xx, 2006 Outcome: Deleted

CAPITAL ONE AUTO FIN

Date: July xx, 2007 Outcome: Deleted

CAPITAL ONE AUTO FIN

Date: September xx, 2006 Outcome: Deleted

So I guess.. place a freeze on your report (EX does take this more seriously than a FA) and dispute away your inq's.

Honestly i don't think those where all mine. some where softs I am sure.

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