Seahorse Posted November 24, 2007 Report Share Posted November 24, 2007 Hi Folks. I'm from over the pond, in Scotland. So a lot of what is discussed here in not immediately relevant to the United Kingdom.However, I am sure we have a lot in common, so I thought I'd take this opportunity to come along and see how you guys deal with debt issues. Particularly in light of the sub-prime mortgage fiasco that we have been hearing so much about. I'm sure a similar disaster can't be too far behind for us. Quote Link to comment Share on other sites More sharing options...
Amerikaner83 Posted November 24, 2007 Report Share Posted November 24, 2007 "ello!Hey Seahorse! Welcome from the USofA! I'm sure you'll find more info here than you've ever wanted to know! Have fun! Quote Link to comment Share on other sites More sharing options...
newbie7069 Posted November 24, 2007 Report Share Posted November 24, 2007 Hi!Hopefully you'll stick around. You might find you enjoy hanging out with the crazy Americans.Although I'd warn you in advance, some of this bunch are crazier than others. Quote Link to comment Share on other sites More sharing options...
Amerikaner83 Posted November 24, 2007 Report Share Posted November 24, 2007 Hi!Hopefully you'll stick around. You might find you enjoy hanging out with the crazy Americans.Although I'd warn you in advance, some of this bunch are crazier than others. Of course that's what the *crazy one* says Quote Link to comment Share on other sites More sharing options...
Seahorse Posted November 25, 2007 Author Report Share Posted November 25, 2007 Thanks for the welcome folks.I suppose I could start with a quick intro.There seems to be a greater awareness in the UK about consumer rights, especially in regard to debts. There are a number of sites offering advice just now, similar to this one here. So it's good to know that others are standing up for themselves over in the US too. I'm not sure if links to personal sites are allowed, so unless advised otherwise, I'll keep the link to my blog off forum. But if anyone wants to have a read about my battle with one particular debt purchasing company, please feel free to PM me. It's a long read, as i've been battling with this lot for nearly a year now. But I think it gives a fairly typical example of how we get treated over in the UK.(By the way, I'm stuck with you "crazy Americans" for a while yet... I'm working off New Orleans in the Gulf of Mexico just now ) Quote Link to comment Share on other sites More sharing options...
chilton1 Posted November 25, 2007 Report Share Posted November 25, 2007 welcome, post the link want to read it. Quote Link to comment Share on other sites More sharing options...
miracle Posted November 25, 2007 Report Share Posted November 25, 2007 welcome welcome! Quote Link to comment Share on other sites More sharing options...
rmuse00 Posted November 25, 2007 Report Share Posted November 25, 2007 Welcome Seahorse! Quote Link to comment Share on other sites More sharing options...
DocDon Posted November 26, 2007 Report Share Posted November 26, 2007 Quote Link to comment Share on other sites More sharing options...
Seahorse Posted November 26, 2007 Author Report Share Posted November 26, 2007 OK, as I've been asked, and I see Miracle Jen has a link to her blog in her signature so I assume it's OK, here we go. The background to this is, I had a credit card, which supposedly defaulted over a year ago. The final amount was actually made up of unlawful penalty charges (does that happen here too?) so as far as I'm concerned, I didn't owe any money. But the debt was sold on to a company called Cabot Financial (UK) Limited who refuse to be sensible. So I decided to blog my dealings with them.Enjoy...http://www.coveritup.co.uk/ Quote Link to comment Share on other sites More sharing options...
lyle7289 Posted November 26, 2007 Report Share Posted November 26, 2007 Cheers!! Quote Link to comment Share on other sites More sharing options...
Amerikaner83 Posted November 27, 2007 Report Share Posted November 27, 2007 nice blog seahorse!And yeah, we have scum like that over here as well. Quote Link to comment Share on other sites More sharing options...
pandmel Posted November 27, 2007 Report Share Posted November 27, 2007 OK, as I've been asked, and I see Miracle Jen has a link to her blog in her signature so I assume it's OK, here we go. The background to this is, I had a credit card, which supposedly defaulted over a year ago. The final amount was actually made up of unlawful penalty charges (does that happen here too?) so as far as I'm concerned, I didn't owe any money. But the debt was sold on to a company called Cabot Financial (UK) Limited who refuse to be sensible. So I decided to blog my dealings with them.Enjoy...http://www.coveritup.co.uk/That is encouraging Seahorse. I got started blogging about collection agencies over a year ago and now I am a full time blogger and SEO dueto what I learned back then.There are more ways to skin a cat. With consumers doing more researchonline before making decisions about companies and products the Internet provides a great opportunity to invoke change, inform others and make moneyalong the way.I have made mistakes in my journey and have made a lot of money along theway using blogs when dealing with collection agencies or other unscrupulouscompanies. Not only can they give consumers a way to vent their frustrations about unethical practices but pick up some extra cash alongthe way. I have blogs making nothing, pennies and thousands per month.However it is enough to no longer need a JOB (Just Over Broke) and I answerto only myself and my advertisers.What is sad is some of the people that have been dedicated to blogging about their experiences have done some highly unethical things under the guise of getting the word out and now wonder why they are treated like aphoria. Oh well that is a blog post anyway not a forum contribution!!Paul Quote Link to comment Share on other sites More sharing options...
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