nolove4collections Posted November 25, 2007 Report Share Posted November 25, 2007 OK i have a question.I have 2 Foreclosed accounts from CountryWide on my Experian Credit report. To me they look like there both being reported inaccurately. They are reporting N/A on the following. High Balance N/A Recent Balance N/A Recent Payment N/AI thought everything on your credit report has to be reported accurately.Both accounts were in 2003. I got TransUnion and Equifax to delete both accounts. So my question is Countrywide allowed to report N/A on my credit reports. Link to comment Share on other sites More sharing options...
hendu Posted November 25, 2007 Report Share Posted November 25, 2007 OK i have a question.I have 2 Foreclosed accounts from CountryWide on my Experian Credit report. To me they look like there both being reported inaccurately. They are reporting N/A on the following. High Balance N/A Recent Balance N/A Recent Payment N/AI thought everything on your credit report has to be reported accurately.Both accounts were in 2003. I got TransUnion and Equifax to delete both accounts. So my question is Countrywide allowed to report N/A on my credit reports.How/What should the TL be reporting? Link to comment Share on other sites More sharing options...
J_Snow Posted November 25, 2007 Report Share Posted November 25, 2007 I would also look at the last date it was reported. It could be very old. Link to comment Share on other sites More sharing options...
nolove4collections Posted November 25, 2007 Author Report Share Posted November 25, 2007 Last Date Reported 04/2003 and on the other account 06/2003 Link to comment Share on other sites More sharing options...
Ahntara Posted November 25, 2007 Report Share Posted November 25, 2007 N/A is fine, not illegal. It's better than a blatant inaccuracy.What is the actual status of these accounts? Link to comment Share on other sites More sharing options...
J_Snow Posted November 25, 2007 Report Share Posted November 25, 2007 Sounds like these are out of SOL.What have you done to get these removed, if anything? Link to comment Share on other sites More sharing options...
nolove4collections Posted November 26, 2007 Author Report Share Posted November 26, 2007 I have disputed not mine, date opened wrong, Balance wrong. What i don't get is a Recent Balance should show a number. Not N/A how is N/A a balance this seems to be Unverifiable. Link to comment Share on other sites More sharing options...
nolove4collections Posted November 26, 2007 Author Report Share Posted November 26, 2007 Status:Paid,Closed/Foreclosed. Link to comment Share on other sites More sharing options...
Ahntara Posted November 26, 2007 Report Share Posted November 26, 2007 "...Paid, Closed/Foreclosure."'Paid' and 'Closed' indicates a zero balance. It doesn't have to specifically say "$0" in that column. Link to comment Share on other sites More sharing options...
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