conner Posted November 26, 2007 Report Share Posted November 26, 2007 I have an old automobile account that is charged off since 2004 for about $1600. Fortunately it is still with the OC, so I am trying to work out payment with them before it goes to a CA.My question is would it be better & more beneficial to my score (considering the account is closed) to PFD and have it completely removed or to work out with them to have them change the reporting to Paid as Agreed / No late payments... providing that they would do this.Which would be more beneifical to try and conquer? Link to comment Share on other sites More sharing options...
merkurfan Posted November 26, 2007 Report Share Posted November 26, 2007 Closed/paid/never late is my vote. it will add to your history and anything that was never late is a good thing. Link to comment Share on other sites More sharing options...
conner Posted November 26, 2007 Author Report Share Posted November 26, 2007 Thank you Merkurfan.. thats what I was thinking as well... Just wanted to get additional input. Link to comment Share on other sites More sharing options...
lovebug5 Posted November 26, 2007 Report Share Posted November 26, 2007 Agreed. Link to comment Share on other sites More sharing options...
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