shadu Posted November 27, 2007 Report Share Posted November 27, 2007 HI EVERYBODY! HAPPY THANKSGIVING:)I want a personal loan of abt $ 30k. I did check the patelco cu thread n called them but they need some weird requirment for that, like need to have 16000/mnt paycheck to get approved besides credit (if i had a 16k chek/mnt heck would i apply for loan or cc) Then i searched and applied yesterday to Wells Fargo but they denied me today (they pull EXP).I did see the CU thread also.So if any of u knw which bank or CU can offer such loan or had applied for please share ur info. I did search on the net for personal loans but there are many and i am confused n besides instead of applying several places and ruining credit score its better to ask here where ppl have lot of info and experience. The reason I want the loan is to consolidate my student loan payment and credit card payment into one single payment plus i need some 10K in cash . My scores are TU 707 , EXP-719 , EQ-693. I live with parents so no mortgages i have a good history of paid off cars, no late payments, no collections.have 6 inq on EXP and 2 on EQ none on TU. I live in Chicago.Any help would be appreciated THanks.. Link to comment Share on other sites More sharing options...
BLUTISH Posted November 27, 2007 Report Share Posted November 27, 2007 Try prosper (www.prosper.com), they do a soft pull (EX) and with your scores you should be able to get a decent interest rate. I have a listing on prosper and haven't heard anything bad yet. I think a few others on this site have used them as well (do a search). GOOD LUCK!!Blutish Link to comment Share on other sites More sharing options...
Df4life Posted December 6, 2007 Report Share Posted December 6, 2007 Try Penfed.org, apply for a line of credit, you might want to start with $15000 to $20000, if that help and build upon it later. hope this help. Link to comment Share on other sites More sharing options...
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