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Dimissed CH 13


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The new BK law had NOTHING to do with how long a BK stays on your credit reports.

The FCRA says ALL bankruptcies can be on your reports for no more than 10 years. The CRA's have apparently gotten in the habit of removing DISCHARGED Ch 13's after 7 years, but a DISMISSED Ch 13 stays the full 10 like a Ch 7.

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