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Adding Trade Lines Myself


jvdely
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I heard that creditors that don't report to the credit bureaus can be used to improve your scores. I've been renting for 3 years, and have several rent to own accounts with perfect pay history. How would I go about having them reported to the credit bureau. I've already requested the creditors to do so but they've all indicated that they don't know how. Please HELP! Thanks so much in advance.

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I am not sure why, but I had an account with Aaron's Sales and Leasing that was reported after I paid it off. You could write the corporate office and ask. They didn't report while it was still open though. It reports as paid (closed) and they didn't report the payment history. Good thing for me, because I was always late!

Also, do a search on the boards on how to have accounts added to your CR. It is possible (I've heard), but I can't remember how you go about it.

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