gtlaw2 Posted November 30, 2007 Report Share Posted November 30, 2007 I recently challanged a collection from portfolio recovery associates that is 5 years old, that my ex spouse was rquired to pay, but bill was in my name. I haven't heard from them until i recently petitioned the major 3 bureaus to verify outdated information. TU deleted the collection, Experian did not, and then Portfolio sent me a new bill. This collection was a judgement. What are my options? Link to comment Share on other sites More sharing options...
smathi72 Posted November 30, 2007 Report Share Posted November 30, 2007 The same thing just happened to me! I got a notice from TU yesterday that they deleted Portfolio and in yesterday's mail I received a "serious matter" letter from Portfolio...wondering if I should respond. Link to comment Share on other sites More sharing options...
lovebug5 Posted November 30, 2007 Report Share Posted November 30, 2007 Biggest question: Are you aware of the SOL on the account?? Link to comment Share on other sites More sharing options...
Textoy Posted November 30, 2007 Report Share Posted November 30, 2007 Normal SOL and Judgment SOLs are different. For Ark.:STATUTE OF LIMITATIONS (IN YEARS) Open Acct.: 3 Written Contract: 5 (partial payment stops the statute from running) Sale of Goods: (UCC-2) - 4 Domestic Judgment: 10 - Renewable Foreign Judgment: 10Was the judgement for her or you. Your name on account implies you may be on the hook. Link to comment Share on other sites More sharing options...
gtlaw2 Posted November 30, 2007 Author Report Share Posted November 30, 2007 I thinking about tagging my bureau at the bottom explaining that the judgement on my bureau was court ordered for ex to pay, everything else on bureau is good so that might make a difference for a company to make a credit decision. What do you think? Link to comment Share on other sites More sharing options...
lovebug5 Posted November 30, 2007 Report Share Posted November 30, 2007 I thinking about tagging my bureau at the bottom explaining that the judgement on my bureau was court ordered for ex to pay, everything else on bureau is good so that might make a difference for a company to make a credit decision. What do you think?There are many varying opinions about leaving a consumer statement on the bottom of your CR. My opinion? It's a stupid decision. You never want to give anyone any information that could potentially be used against you, nor do you want to make it look like you're making excuses for your situation. Others here may have a different opinion. There are multiple threads about leaving consumer statements on your CR. Search and read through 'em. Link to comment Share on other sites More sharing options...
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