thejohn-texas Posted December 2, 2007 Report Share Posted December 2, 2007 My question is almost all of the bads were old medical bills, which I have paid off in the last 6 months, Experian and Transunion removed everything. Why wont Equifax / CSC remove paid in full accounts (medical) when Experian and Tansunion did on there own.( I didnt even have to call just disputed them after the account was paid off)2nd part of question is this:However Equifax is being stubborn and will not budge, before I paid the bills off I could see who I owed the money to and how much.Now all it shows is a paid collection AND THATS IT, no information visible, I called talked to a real person, were not helpful at all, got a C.A. telephone number thoughThe number they gave me as the creditor is no good, tried Internet, yellow pages and telephone information, still no good, how do I get them to remove entries that are paid off ?I did however dispute ALL of the accounts with them, hopefully the collection agency (IF they can get ahold of them) will not bother verifying a debt that is already paid off, or if they cannot reach them either they will have to take them off.............ANY SUGGESTIONS WOULD BE APPRECIATEDP.S. Sorry about the long post. Link to comment Share on other sites More sharing options...
brokeinok Posted December 2, 2007 Report Share Posted December 2, 2007 I would suggest writing a follow up dispute letter. They are required to validate the debt. If you can't reach the CA, then obviously they can't either. Let them either delete or verify it, then go for the vuglar. Send an ITS explaining what I've just stated. Link to comment Share on other sites More sharing options...
thejohn-texas Posted December 2, 2007 Author Report Share Posted December 2, 2007 ITS letter ???? Link to comment Share on other sites More sharing options...
BMN Posted December 2, 2007 Report Share Posted December 2, 2007 " Intention to Sue", meaning that if they do not do what is required by law, that it will be your intention to file suit against them. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted December 2, 2007 Report Share Posted December 2, 2007 They don't want to remove them b/c it keeps them in business. Bad risk mean higher interest. Link to comment Share on other sites More sharing options...
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