divinemadness Posted December 5, 2007 Report Share Posted December 5, 2007 when yall app whore, do u remove the inquiries from the ones that didnt approve u????????? what about the ones that did? Link to comment Share on other sites More sharing options...
lovebug5 Posted December 5, 2007 Report Share Posted December 5, 2007 when yall app whore, do u remove the inquiries from the ones that didnt approve u????????? what about the ones that did?If the IQ's hit my EQ report, I use the online removal system. Read this thread. Otherwise, I haven't attempted disputes with TU or EX. Link to comment Share on other sites More sharing options...
divinemadness Posted December 5, 2007 Author Report Share Posted December 5, 2007 k thankyou, ive gotte neverything from the past inquiry wise deleted from EQ from that form.. inquirys got deleted i think in october 2007. now theres probably more cause i applied at few places yesterday online. ill haveta check if they hit. i tried with TU and EX but they wont delete them, so ill send a letter to the creditors about removal of them. and then play the waiting game. Link to comment Share on other sites More sharing options...
lovebug5 Posted December 5, 2007 Report Share Posted December 5, 2007 k thankyou, ive gotte neverything from the past inquiry wise deleted from EQ from that form.. inquirys got deleted i think in october 2007. now theres probably more cause i applied at few places yesterday online. ill haveta check if they hit. i tried with TU and EX but they wont delete them, so ill send a letter to the creditors about removal of them. and then play the waiting game.Let me know how those letters work. I haven't tried it and am curious to see what happens! (I wish lenders would pull EQ for me. They seem to really like pulling TU here!) Link to comment Share on other sites More sharing options...
daveyzzz Posted December 5, 2007 Report Share Posted December 5, 2007 I dispute them all and have had good luck getting them removed using the methods discussed on this board. Why should we suffer from a lower FICO just because we asked for credit? No way. Link to comment Share on other sites More sharing options...
divinemadness Posted December 5, 2007 Author Report Share Posted December 5, 2007 yea, ill let u know, ive got 2 premade versions of the form, im gonna tailor it to me and ill post a copy here if u want. let me know. ill see it if works. EQ is easy online. but TU and EX wont do it, so best bet is to mail the creditors direct. BECAUSE too, when i started all this i found inquiries on my reports from local car dealerships where I NEVER applied. I called them up and ripped em a new you know what. LOL i was stunned, i get mailings in the mail, and find out its a hard hit!!!!!! i never applied! any auto financing i do through my fcu cause i get greattt rates.anyway ill let u know. im gonna get em typed up this week and sent out. ive been 23 yrs old now for about 2 weeks. lol i am not going into 24 with bad credit. LOL Link to comment Share on other sites More sharing options...
isislc Posted December 6, 2007 Report Share Posted December 6, 2007 I just bump all mine off from TU and EQ. Link to comment Share on other sites More sharing options...
divinemadness Posted December 6, 2007 Author Report Share Posted December 6, 2007 I just bump all mine off from TU and EQ.what do u mean?? u bump all urs off? :confused: Link to comment Share on other sites More sharing options...
isislc Posted December 6, 2007 Report Share Posted December 6, 2007 If you belong to a credit monitoring service you can *b* inquiries off. I just make sure to apply to cards that only pull TU and EQ which can be easily removed. Do a search on *b* and you'll see what I mean. Link to comment Share on other sites More sharing options...
divinemadness Posted December 6, 2007 Author Report Share Posted December 6, 2007 k i found it, i get it now. thanks lol Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted December 6, 2007 Report Share Posted December 6, 2007 I remove the ones I didnt' get approved for (have been approved for all buy one so far) and the ones I do. I remove them the following day after I apply. Link to comment Share on other sites More sharing options...
lovebug5 Posted December 6, 2007 Report Share Posted December 6, 2007 I remove the ones I didnt' get approved for (have been approved for all buy one so far) and the ones I do. I remove them the following day after I apply.In writing? What do you use as your reasoning, out of curiosity? Link to comment Share on other sites More sharing options...
Moneedshelp Posted December 6, 2007 Report Share Posted December 6, 2007 I removed on eq online, but havent tried to do anything with the devil. Try to remove before account reports. Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted December 6, 2007 Report Share Posted December 6, 2007 In writing? What do you use as your reasoning, out of curiosity?Sorry, let me clarify. I don't apply for anything that doesn't pull from EQ and I use the online dispute method. Link to comment Share on other sites More sharing options...
lovebug5 Posted December 6, 2007 Report Share Posted December 6, 2007 Sorry, let me clarify. I don't apply for anything that doesn't pull from EQ and I use the online dispute method.Gotcha. I was wondering about the other two! Link to comment Share on other sites More sharing options...
divinemadness Posted December 7, 2007 Author Report Share Posted December 7, 2007 which ones have u gotten from EQ? i looked on the list, there arent many compared to the other 2 Link to comment Share on other sites More sharing options...
lovebug5 Posted December 7, 2007 Report Share Posted December 7, 2007 which ones have u gotten from EQ? i looked on the list, there arent many compared to the other 2Depends on who they pull based upon the state you live in. Most of the people that pull EQ in other states don't pull EQ here, so I can never base it off of that... Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted December 9, 2007 Report Share Posted December 9, 2007 which ones have u gotten from EQ? i looked on the list, there arent many compared to the other 2sign up at this site (a credit board similar to this one) and use the "Credit Pulls Database". IMO, it's the best out there and has lots of datahttp://creditboards.com/forums/index.php?autocom=creditpulls Link to comment Share on other sites More sharing options...
merkurfan Posted December 9, 2007 Report Share Posted December 9, 2007 I found a easy way to force them to pull EQ or deny me for not being able to access my report.Freeze TU and EX.. I'll likely leave TU froze as I hate them for the poo they pulled on me with TC/PM123 and the FA's they give out like candy to kids on holloween. EX has been showing me a bit of love lately so they might just get taken out of the freezer.This method works to a point. BOA and AMEX kicked me to the curb cuz EX was frozen (oh well. had they got in I would have got kicked to the curb and 2 inq's) Macy's did likewise. However HSBC and target went to EQ and approved me for both. Target 200 bucks, HSBC union plus 2000.I kinda have my eye on a AMEX at some point in next year or so. Link to comment Share on other sites More sharing options...
divinemadness Posted December 9, 2007 Author Report Share Posted December 9, 2007 now heres my question, i went to the EQ online dispute page to dispute the inqs and now its asking for account numbers???what do is say to get the EQ inqs removed? Link to comment Share on other sites More sharing options...
Amerikaner83 Posted December 9, 2007 Report Share Posted December 9, 2007 read the EQ removal thread. It's posted everywhere. Link to comment Share on other sites More sharing options...
divinemadness Posted December 9, 2007 Author Report Share Posted December 9, 2007 yea im retarted tonight i cant seem to find anything!!!! Link to comment Share on other sites More sharing options...
bigjohnstud4200 Posted December 9, 2007 Report Share Posted December 9, 2007 yea im retarted tonight i cant seem to find anything!!!!hahaha, at least you went back and found it instead of asking again.read the EQ removal thread. It's posted everywhere.hahaha, too bad we can't force everyone to read the thread from the beginning. Now we're telling people to read the entire thread from a thread we're not even posting in! Link to comment Share on other sites More sharing options...
Amerikaner83 Posted December 9, 2007 Report Share Posted December 9, 2007 hahaha, too bad we can't force everyone to read the thread from the beginning. Now we're telling people to read the entire thread from a we're not even posting in!no kidding. Link to comment Share on other sites More sharing options...
divinemadness Posted December 10, 2007 Author Report Share Posted December 10, 2007 ha ha ha.very funny.i found it. BLEH:twisted: Link to comment Share on other sites More sharing options...
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