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app whoring...do u remove the inquiries?


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k thankyou, ive gotte neverything from the past inquiry wise deleted from EQ from that form.. inquirys got deleted i think in october 2007. now theres probably more cause i applied at few places yesterday online. ill haveta check if they hit. i tried with TU and EX but they wont delete them, so ill send a letter to the creditors about removal of them. and then play the waiting game.:roll:

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k thankyou, ive gotte neverything from the past inquiry wise deleted from EQ from that form.. inquirys got deleted i think in october 2007. now theres probably more cause i applied at few places yesterday online. ill haveta check if they hit. i tried with TU and EX but they wont delete them, so ill send a letter to the creditors about removal of them. and then play the waiting game.:roll:

Let me know how those letters work. I haven't tried it and am curious to see what happens! :)

(I wish lenders would pull EQ for me. They seem to really like pulling TU here!)

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yea, ill let u know, ive got 2 premade versions of the form, im gonna tailor it to me and ill post a copy here if u want. let me know.

ill see it if works. EQ is easy online. but TU and EX wont do it, so best bet is to mail the creditors direct. BECAUSE too, when i started all this i found inquiries on my reports from local car dealerships where I NEVER applied. I called them up and ripped em a new you know what. LOL i was stunned, i get mailings in the mail, and find out its a hard hit!!!!!! i never applied! any auto financing i do through my fcu cause i get greattt rates.

anyway ill let u know. im gonna get em typed up this week and sent out.

ive been 23 yrs old now for about 2 weeks. lol i am not going into 24 with bad credit. LOL

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I found a easy way to force them to pull EQ or deny me for not being able to access my report.

Freeze TU and EX..

I'll likely leave TU froze as I hate them for the poo they pulled on me with TC/PM123 and the FA's they give out like candy to kids on holloween. EX has been showing me a bit of love lately so they might just get taken out of the freezer.

This method works to a point. BOA and AMEX kicked me to the curb cuz EX was frozen (oh well. had they got in I would have got kicked to the curb and 2 inq's) Macy's did likewise. However HSBC and target went to EQ and approved me for both. Target 200 bucks, HSBC union plus 2000.

I kinda have my eye on a AMEX at some point in next year or so.

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yea im retarted tonight i cant seem to find anything!!!!

hahaha, at least you went back and found it instead of asking again.

read the EQ removal thread. It's posted everywhere.

hahaha, too bad we can't force everyone to read the thread from the beginning. Now we're telling people to read the entire thread from a thread we're not even posting in!

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