BMN Posted December 6, 2007 Report Share Posted December 6, 2007 I have an old auto loan account on my credit report that was paid satisfactorily 12 years ago, does it hurt or help my reports to have this removed.? All other accounts that are over 7 years have aged off the reports, I was just wondering what to do with this one. Link to comment Share on other sites More sharing options...
willingtocope Posted December 6, 2007 Report Share Posted December 6, 2007 Old, good accounts are fine. Leave it alone.(If it was bad, it would have gone away at 7-1/2 years) Link to comment Share on other sites More sharing options...
sgip2000 Posted December 6, 2007 Report Share Posted December 6, 2007 I have an old auto loan account on my credit report that was paid satisfactorily 12 years ago, does it hurt or help my reports to have this removed.? All other accounts that are over 7 years have aged off the reports, I was just wondering what to do with this one.If it is a positive account, leave it. Link to comment Share on other sites More sharing options...
BMN Posted December 6, 2007 Author Report Share Posted December 6, 2007 Thanks for your replies ! It is a good positive account so I will leave it alone.I was just curious, I believe that one or two other good accounts vanished after 7 years? Link to comment Share on other sites More sharing options...
Amerikaner83 Posted December 6, 2007 Report Share Posted December 6, 2007 there is no law that says they *have to * stay on for a certain period past 7 yrs... (good ones anyhow) Link to comment Share on other sites More sharing options...
Poor Credit Posted December 6, 2007 Report Share Posted December 6, 2007 Anything good showing leave it alone. It will help you FICO score. Link to comment Share on other sites More sharing options...
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