mj11 Posted December 6, 2007 Report Share Posted December 6, 2007 I was reading a rather old thread started by Morrow and everyone was saying great things about Patelco. I am looking for a 50K line of credit for my business and was wondering if I should give them a shot? And are they considered a finance company?Thanks! Link to comment Share on other sites More sharing options...
merkurfan Posted December 6, 2007 Report Share Posted December 6, 2007 I think they are a CU, I still read great things about them at other places. So it is worth looking in to. Link to comment Share on other sites More sharing options...
Amerikaner83 Posted December 6, 2007 Report Share Posted December 6, 2007 likewise. But you should have near spotless credit or they'll drop you like TC dropped Merk Link to comment Share on other sites More sharing options...
merkurfan Posted December 6, 2007 Report Share Posted December 6, 2007 hey!thats not right!it was tc AND pm123I wear it like a badge of honor. Link to comment Share on other sites More sharing options...
Amerikaner83 Posted December 6, 2007 Report Share Posted December 6, 2007 I'm sorry - it was both of them.Proud of being rejected by the TC twins eh? and you're thumbing your nose at them by freezing TU and going out with the hot little EQ eh? Link to comment Share on other sites More sharing options...
merkurfan Posted December 6, 2007 Report Share Posted December 6, 2007 darn skippy. Told TU flat out, they are in the deep freeze for ever until they let me back in to my TU report online. I can't even dispute from their site anymore. They are frozen and opted out. So the can't make a penny on my report short of the AR current creditors can pull. (and if I could stop those too I would)It's been 2 weeks since I saw a TU report. and I don't care.EQ is a hot little number alright, but you gotta look out for her evil twin, EX. she'll get ya when shes able. Link to comment Share on other sites More sharing options...
CleverCynic Posted December 6, 2007 Report Share Posted December 6, 2007 PM123 cancelled you????? Are you sure it wasn't CHASE? I haven't heard of PM123 dropping anyone... I was dropped by TC and Chase. I'm a daily puller still at PM123 even after being on the radar. Link to comment Share on other sites More sharing options...
merkurfan Posted December 6, 2007 Report Share Posted December 6, 2007 There is a 5-7 page long thread at CB about it. PM123 did not cancel me persay, I can log in to their site. But when it comes to the TU/TC part (the important part) I am locked out. PM123 says it's TC. TC says yup, your a daily puller, we think your a fraud. to bad so sad.PM123 never charged me for the year of service. so oh well. Link to comment Share on other sites More sharing options...
CleverCynic Posted December 6, 2007 Report Share Posted December 6, 2007 Wow... and I'm a DOUBLE puller... them and NCIdenityprotect... pulled twice a day for over a month to drop all my TU's... they're all gone now so I've only been pulling every couple of days since... but that's only been for like a couple weeks now. I pulled last night no problem. That SUCKS! At least for now I'm good on 0 inq's. Link to comment Share on other sites More sharing options...
merkurfan Posted December 6, 2007 Report Share Posted December 6, 2007 Ex has creditchecktotal or something to that effect. it is the same service they offer the snobs.. er lucky ones that have AMX.. However, since most of us are not part of the AMX club EX charges 30 bucks for the service.And you can't sign up for it with a forzen EX. Link to comment Share on other sites More sharing options...
mj11 Posted December 7, 2007 Author Report Share Posted December 7, 2007 uhhhh, so back to Patelco....good stuff??? Link to comment Share on other sites More sharing options...
Amerikaner83 Posted December 7, 2007 Report Share Posted December 7, 2007 yeah, it's pretty good still. Link to comment Share on other sites More sharing options...
jq26 Posted December 7, 2007 Report Share Posted December 7, 2007 uhhhh, so back to Patelco....good stuff???It is the only card I use. 1% cash back Platinum card. The only thing that is slightly annoying is their lack of online payment. I have to mail a check from Philly to san Francisco to pay them in full every month. They gave me this card roughly 8 months after my BK7 back in mid 2005. First at $1000, now at $3500. But others have reported they have tightened their credit up since then, so beware. Link to comment Share on other sites More sharing options...
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