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How do I answer a "Motion for Summary Claims"

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I am being sued by Capital One with Erskine and Fleisher representing them. I need to know how to answer this motion. They also called me today at work, to tell me they wanted to work out an agreement. These people want me to pay $1700+ with 11% interest on an account that had a credit line of $500. I will pay the $500 but refuse to pay $1700+. Can someone point me in the right direction?

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