daveyzzz Posted December 10, 2007 Report Share Posted December 10, 2007 Just tried for their World Perks Visa Platinum. Maybe I should have aimed a little lower. I am looking for some way to consolidate , balance transfer some of my high rate trash. Anyway - my Fico's in the low 600's and I'm about 3 years post BK with an outstanding tax lien. Picky picky picky banks."At this time we are unable to approve your application based on the information you have provided. You will receive additional information on your application request via U.S. Mail in 7-10 days."On a brighter note my Walmart store card came today. $600 limit. Horrible rate I'm sure. Link to comment Share on other sites More sharing options...
ctfudge&bankofC-ville Posted December 11, 2007 Report Share Posted December 11, 2007 They don't love me, either!Hey, where did you get the idea - digging around in my e-mail? Link to comment Share on other sites More sharing options...
Amerikaner83 Posted December 11, 2007 Report Share Posted December 11, 2007 LOL you two US Bank is known as a pretty tight stickler credit-wise.www.whogavemecredit.com is a good resource...see who got waht with what scores Link to comment Share on other sites More sharing options...
daveyzzz Posted December 11, 2007 Author Report Share Posted December 11, 2007 I was just going through one of the lists on here and thought I would give US Bank a try. I think I should wait until my FICOs are about 100 points higher and my utilization is much lower. The BK needs to be a little bit older, and I should proabably wait for that tax lien to go away. If I ignore the tax lien it will probably just go away, right? The IRS is very forgiving. Link to comment Share on other sites More sharing options...
metcalf34 Posted December 11, 2007 Report Share Posted December 11, 2007 I cannot seem to get US Bank either!!! Link to comment Share on other sites More sharing options...
sgip2000 Posted December 12, 2007 Report Share Posted December 12, 2007 US Bank will NOT issue credit with ANY legal items on your CR. They will, however, issue credit with old collections/CO's. Link to comment Share on other sites More sharing options...
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