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WHICH LETTER: Pay for delete or validation of debt?

Bi Business

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2 small medical collections (35.00 and 100.00) beyond the SOL. Both are with a CA and the OC instructed me to contact the CA. Credit report lists the CA only, not the OC. CA stated over the phone they would only update as PAID but could not DELETE. They don't fall off until 2010. So, being such a small amout I am definitely willing to pay.

Should I submit a validation letter or simply offer to pay for deletion. I'd like to get this resolved as soon as possible and am looking to send out a letter tomorrow CMRRR. My FICO is being killed over what essentially amounts to pennies.

Thanks in advance!

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