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dv response ...now what?


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This is an easy one, I think.

More than 30 days after your DV - no issue. They have as long as they want. Forget it.

If you're 100% sure the SOL has expired, then you write, embellished as you see fit:

"The Statute of Limitations on this alleged debt has expired. Do not contact me again."

One thing you could add:

"If you file a lawsuit, I will raise this as an affirmative defense, and file a counter-claim against you for filing when you knew the SOL had expired, seeking damages, attorney's fees and court costs."


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