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Collection Co called What should I do


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HI All....

I owe 195 to OC and today LTD Collection out of Houston, TX called trying to collect on this debt..( I live in California) It is not on my credit report.. I told the woman that I have not received anything from this company stating i owe them.. They said they were assigned by OC.. She tried to get me to verify last four of SSN. I did not.. She said well I have the whole number anyway.. I wanted to know should i pay them or the OC.... I really do not want this to hit my credit report... What is best course of action...

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