divinemadness Posted December 27, 2007 Report Share Posted December 27, 2007 getting a mortgage - do they pull all 3 reports?and if u get a BK deleted OFF your CR can they find it from public records though? do mortgages look in those or no? Link to comment Share on other sites More sharing options...
gypsie Posted December 28, 2007 Report Share Posted December 28, 2007 Yes, Yes, and mine did- they used some public record service Link to comment Share on other sites More sharing options...
Fozzle Posted December 28, 2007 Report Share Posted December 28, 2007 getting a mortgage - do they pull all 3 reports?and if u get a BK deleted OFF your CR can they find it from public records though? do mortgages look in those or no?To add to gypsie's response, when they pull all three credit reports they may see older accounts that are marked 'included in BK', and if they don't see the BK on the reports, that raises a flag. i don't know the circumstances of your situation, so that may not apply. And yes, they have the right to search public records and will probably do so in today's mortgage environment. Link to comment Share on other sites More sharing options...
divinemadness Posted December 28, 2007 Author Report Share Posted December 28, 2007 To add to gypsie's response, when they pull all three credit reports they may see older accounts that are marked 'included in BK', and if they don't see the BK on the reports, that raises a flag. i don't know the circumstances of your situation, so that may not apply. And yes, they have the right to search public records and will probably do so in today's mortgage environment.well we are getting all accounts deleted off that have the bk in it. and the bk, so would it cause trouble if they did search public records and found it ? 4 people are going in on this mortgage.. lol, and only 1 of them had a bk on file. Link to comment Share on other sites More sharing options...
Recommended Posts