cheyenne52883 Posted December 27, 2007 Report Share Posted December 27, 2007 I heard from this site that they would approve anyone but I honestly just didn't believe it. NO OFFENSE!Could someone tell me the basics of this card? What is the deal with the "down payment"? Is all their jewelry total crap? What about the diamond jewelry? Link to comment Share on other sites More sharing options...
rmuse00 Posted December 27, 2007 Report Share Posted December 27, 2007 Do a search on "crown jewelers". You will find a huge thread on it. No sense starting a new thread! Awesome! Yes they do not pull any CRA and is basically a free positive push on your income to debt ratio. Do a search and see how others have used this push to get other CC's. Good luck! Link to comment Share on other sites More sharing options...
CleverCynic Posted December 27, 2007 Report Share Posted December 27, 2007 also there's no "card" btw. And it won't report until you buy something, and the down payment is a substantial percentage the first purchase plus hefty shipping and handling. Most go with the cheapest pair of earrings to get it going. This has a downside too, after a while your credit line will drop to $500 or disappear altogether once paid off and inactive. Link to comment Share on other sites More sharing options...
rmuse00 Posted December 27, 2007 Report Share Posted December 27, 2007 also there's no "card" btw. I got a card. It's golden color with Crown Jewelers red lettering. Link to comment Share on other sites More sharing options...
CleverCynic Posted December 27, 2007 Report Share Posted December 27, 2007 Really???? DW never got a card... hmmm. Link to comment Share on other sites More sharing options...
Krash Posted December 27, 2007 Report Share Posted December 27, 2007 way to go!! Have fun!! lol, Wonder how long it is before they turn the card limit down? Because i would rather have 1 big card as two small ones.. Link to comment Share on other sites More sharing options...
dazedandconfusedincali Posted December 28, 2007 Report Share Posted December 28, 2007 Crown Jewelers is mainly used just to help get your credit rating a boost, so that you can get a jump start on getting credit. I started with a CJ card then I was able to get others. Looking at your credit, you have more available credit than most of us beginners. You should try Jareds or Kay Jewelers. Good Luck Link to comment Share on other sites More sharing options...
onthecomeup84 Posted December 28, 2007 Report Share Posted December 28, 2007 I just got approved for a $1500 CJ card too! Its great. brought a wedding band, hope my finger doesn't fall off! Link to comment Share on other sites More sharing options...
merkurfan Posted December 28, 2007 Report Share Posted December 28, 2007 I got a card to Don't buy something spendy. Most of their stuff is WAY over priced walmart type stuff. Buy something cheap to get them to report. Link to comment Share on other sites More sharing options...
JMVandals Posted December 28, 2007 Report Share Posted December 28, 2007 hhmm, i didn't get a cardits been two months and still waiting for them to report. jerks Link to comment Share on other sites More sharing options...
stefdr Posted December 28, 2007 Report Share Posted December 28, 2007 Mine started to report at the start of the next month after I started the account. I got a card in the mail though. Link to comment Share on other sites More sharing options...
Fairy Enchantress Posted December 29, 2007 Report Share Posted December 29, 2007 Congrats! Link to comment Share on other sites More sharing options...
divinemadness Posted December 29, 2007 Report Share Posted December 29, 2007 i havent gotten anything in the mail yet .. i ordered and recieved over 2, almost 3 weeks ago.. Link to comment Share on other sites More sharing options...
myscoresawful Posted January 6, 2008 Report Share Posted January 6, 2008 I got the card too, I don't know if it made any difference, but it was after I purchased my first item. It doesn't have a magnetic swipe or anything on the back, but has your name and account number on the front, guess it would make things easier if you were ever to walk into their store they could look up your account faster?anyway, I have only charged an item on it once, about 6 months ago and it was for less than $100. It has been ever since reporting as $1500.00 CL, how ever it did recently stop reporting to EQ, I forget why, but it wasn't just me I don't think, I believe it was a decision between EQ and CJ. Link to comment Share on other sites More sharing options...
stefdr Posted January 6, 2008 Report Share Posted January 6, 2008 Mine has not reported on EQ, only on TU and EX. Have only bought one item to get the reporting started. I may get something else if need be to keep the TL going. It would be nice to have it on EQ. It would offset some of the old late payments that are showing on some old closed accounts that show only on EQ and not on the other two. Link to comment Share on other sites More sharing options...
ctfudge&bankofC-ville Posted January 6, 2008 Report Share Posted January 6, 2008 I have no card yet, but I saw that they just started reporting, to EX only (I'll hope the others will show up in time.) It says credit limit $1,500, high balance $34. Link to comment Share on other sites More sharing options...
cheyenne52883 Posted January 6, 2008 Author Report Share Posted January 6, 2008 Crown Jewelers just started reporting for me too.... On Experian. I was hoping for them to report on Equifax though. Link to comment Share on other sites More sharing options...
PreciousJewel Posted January 8, 2008 Report Share Posted January 8, 2008 I just received my approval from Crown Jewelers as well; however, I am slightly confused as to their credit limit. It says six payments of $75 month, no down payment, and $1500 credit limit.Does this mean I should make a purchase of at least $75 to have them begin reporting. I have read that the purchases should be very minimal (cheap-overpriced jewelry ). Link to comment Share on other sites More sharing options...
aadam101 Posted January 8, 2008 Report Share Posted January 8, 2008 I made a payment the day after I bought something. It reported 10 days later! Link to comment Share on other sites More sharing options...
divinemadness Posted January 12, 2008 Report Share Posted January 12, 2008 its reporting on EX and i got the bill in the mail - no card though? Link to comment Share on other sites More sharing options...
SandyeKay1 Posted January 13, 2008 Report Share Posted January 13, 2008 I love Crown...who else would give a $1500.00 limit with no credit check. I ordered jewelry and already TU and Ex are reporting.....Is it easy to now get Kay's?.... Link to comment Share on other sites More sharing options...
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