QueenoftheHill Posted December 28, 2007 Report Share Posted December 28, 2007 Ok so I started my credit journey by just reading and now i'm ready to actively start the repair process. So far i was able to obtain the folowwing TL's:Target CL:$500..................reportingCap1 CL: $300...................not reportingOrchard CL: $300...............not reportingWamu Secured CL: $300......reportingCrown Jewelrs CL: $1500.....reportingBOA(AU)CL:$32000.............reportingLets tackle CO'sGEMB Walmart.... Bal: ~600GEMB JCP ..........Bal: ~ 120Dell...................Bal: ~ 1400M&I bank...........Bal: ~2000BOa(trnsfered from MBNA) Bal:~900Paid Collection: Pre CICChaseCollectionLVNV for JCP and WalmartThe Beauras for BOA...interesting the actual TL is less than what THe Beaureas is reporting.1. Any sugesstions for a plan of attack. I want to dispute the Chase paid collection and get it off completley. What do you think?2. I disputed both GEMB acct and they both came back verfied. However I failed to ask them to show how they verified it. Should I redispute it. I have no problems PFD both of them esp. JCP.3. The CO BOA acct was when they bought portions of MBNA. Maybe I can dispute this one b/c I know that somethine records get lost during changing of the hands.I'm ready you guys!!!!!!!!!!!!!!!!!!:evil: Link to comment Share on other sites More sharing options...
TheRoadBack Posted December 28, 2007 Report Share Posted December 28, 2007 Ok so I started my credit journey by just reading and now i'm ready to actively start the repair process. So far i was able to obtain the folowwing TL's:Target CL:$500..................reportingCap1 CL: $300...................not reportingOrchard CL: $300...............not reportingWamu Secured CL: $300......reportingCrown Jewelrs CL: $1500.....reportingBOA(AU)CL:$32000.............reportingLets tackle CO'sGEMB Walmart.... Bal: ~600GEMB JCP ..........Bal: ~ 120Dell...................Bal: ~ 1400M&I bank...........Bal: ~2000BOa(trnsfered from MBNA) Bal:~900Paid Collection: Pre CICChaseCollectionLVNV for JCP and WalmartThe Beauras for BOA...interesting the actual TL is less than what THe Beaureas is reporting.1. Any sugesstions for a plan of attack. I want to dispute the Chase paid collection and get it off completley. What do you think?2. I disputed both GEMB acct and they both came back verfied. However I failed to ask them to show how they verified it. Should I redispute it. I have no problems PFD both of them esp. JCP.3. The CO BOA acct was when they bought portions of MBNA. Maybe I can dispute this one b/c I know that somethine records get lost during changing of the hands.I'm ready you guys!!!!!!!!!!!!!!!!!!:evil:1. Dispute it, if it comes back verified dispute directly with oc2. Dispute it directly with the oc3.yes, you can dispute this4. Read the credit repair primer at the top of the credit repair forum it will help you alot5. Have a Happy New Year and good luck on your journey!!!! Link to comment Share on other sites More sharing options...
QueenoftheHill Posted December 28, 2007 Author Report Share Posted December 28, 2007 Thank you so much. I'm firing of my 1st round today. I'm going to 1-2 punch the gemb again this time. Link to comment Share on other sites More sharing options...
rmuse00 Posted December 28, 2007 Report Share Posted December 28, 2007 Welcome and good luck! Link to comment Share on other sites More sharing options...
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