Reid Posted December 28, 2007 Report Share Posted December 28, 2007 Hi Everyone,Question.....I had a foreclosure about 2 1/2 yrs ago however, I have identity Guard Credit Monitoring and it sends me an email everytime there is any activity on any of my credit reports. Yesterday, I got an email stating that the had been activity on my Experian credit report and when I went to ck it out it was the bank that held the financed my house just adding the foreclosure with a grid H (?). The balance is 0 b/c the house sold for what I owed on it. Is this legal? I was under the impression that all delinquencies must be reported within 1 yr of the date of first delinquency. Please help me with this. Thanks in advance for your help. Link to comment Share on other sites More sharing options...
Ahntara Posted December 29, 2007 Report Share Posted December 29, 2007 *duplicate post* Link to comment Share on other sites More sharing options...
Ahntara Posted December 29, 2007 Report Share Posted December 29, 2007 Derogatory data may appear at any time during the valid Reporting Period. Reference the FCRA 1681c, subsection 605 for specifics. There is a sticky at the top of this page. Link to comment Share on other sites More sharing options...
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