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Cap one


CreditFixerUpper
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Ouch, I'm just trying do join th dumb blonde 700 club! What about the good will letter? Come on, there has to be hope.

haha! well, from one blonde to another... I tried it ALL with them! I tried to negotiate- offered them more money, calls, emails, goodwill letters, nutcase letters, all over 3 years, I even tried that popular "doctrine of estopel" letter that some here were using, I've disputed until the CRA won't let me dispute it anymore...- they are determined to remain my 1 PIA "baddie". They're not called "crap one" for nothing.

but, hey- it never hurts to try :)

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Guys, I know it's a dumb question but, hey, I'm a rookie. How can an account be "paid in full for less than the full amount"? Sounds like a contradiction in terms. Thanks.

Because the full amount of what was negotiated was paid. However, most reports read- "settled for less than the full amount"

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